Actuary Pay

Barnstable vs Worcester: Actuary Salary (2026)

Compare actuary salaries between Barnstable, MA and Worcester, MA. All figures are 2026 estimates projected from BLS 2025 data.

Barnstable, MA
$141,496
$68.03/hr
Worcester, MA
$127,111
$61.12/hr

Side-by-Side Comparison

MetricBarnstable, MAWorcester, MA
Median Salary$141,496$127,111
Hourly Rate$68.03$61.12
Entry Level (P10)$83,356$81,187
25th Percentile$111,943$84,046
75th Percentile$180,827$166,080
Top Earner (P90)$219,320$195,585
Total Employed880
Side-by-side bar chart comparing Barnstable ($141,496) and Worcester ($127,111) actuary salaries.BarnstableWorcesterMedian Salary$141,496$127,111Entry Level (P10)$83,356$81,187Top Earner (P90)$219,320$195,585US Median $134,160

Verdict

Barnstable, MA offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Worcester.

The salary gap between Barnstable and Worcester is $14,385 (11.32%). Barnstable's median is +5.47% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Barnstable spans $135,964,Worcester spans $114,398. Barnstable has a wider pay range, meaning more potential for high earners but also more variation.

Barnstable
P10 (Entry)$83,356
P25$111,943
Median$141,496
P75$180,827
P90 (Top)$219,320
Worcester
P10 (Entry)$81,187
P25$84,046
Median$127,111
P75$166,080
P90 (Top)$195,585

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Barnstable ($130,411 effective) pays 5.18% more than Worcester ($123,983 effective).

Barnstable
Nominal: $141,496
CoL Index: 108.5
Adjusted: $130,411
Worcester
Nominal: $127,111
CoL Index: 102.523
Adjusted: $123,983

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Barnstable if…

  • Higher median salary ($141,496/year)
  • Better top-earner potential ($219,320)
  • Better purchasing power (CoL-adjusted: $130,411)
  • You prefer the Massachusetts area and lifestyle

Choose Worcester if…

  • Larger job market (80 employed)
  • You prefer the Massachusetts area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Barnstable grew -8.5% from 2024 to 2025, compared to 30.0% growth in Worcester over the same period.

Barnstable, MA

+-8.5%

$149,765 (2024) → $137,109 (2025)

Worcester, MA

+30.0%

$94,780 (2019) → $123,170 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Barnstable or Worcester?

Barnstable has a higher median actuary salary at $141,496/year, compared to Worcester at $127,111/year — a difference of $14,385 (11.32%).

What is the hourly rate difference between Barnstable and Worcester?

Barnstable actuarys earn $68.03/hr while Worcester hygienists earn $61.12/hr (2026 est.).

Should I relocate from Barnstable to Worcester as a actuary?

Consider more than just salary when comparing Barnstable and Worcester. Factor in cost of living (CoL-adjusted: Barnstable = $130,411, Worcester = $123,983), job availability (8 vs 80 employed), commute, and career growth potential.

What do entry-level actuarys earn in Barnstable vs Worcester?

Entry-level (10th percentile) actuarys earn $83,356 in Barnstable and $81,187 in Worcester. The Barnstable area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov