Senior Actuary Salary in Westminster, CO: $219,567 (2026)
Quick Answer:The top tier of actuaries working in Westminster, CO — those at or above the 90th percentile — pull in $219,567/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Westminster's price premium (BEA RPP 105.0, 5% above national) and that top-decile pay carries the same buying power as $209,111 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
For actuaries with extensive experience in Westminster, Colorado, the financial rewards can be significant. In 2026, top earners are projected to earn around $219,567 annually, showcasing a lucrative path for those who reach the upper echelons of the field. The gap between the median salary of $141,656 and the P90 figure highlights the rewarding potential for seasoned professionals who specialize and excel in their roles. Achieving this high level of compensation requires not just years of experience but mastery in specialized areas such as predictive analytics, capital modeling, or enterprise risk management. These skills make candidates more attractive to employers and enhance their negotiating leverage for senior actuary pay in CO.
About the Westminster Market
Salary estimated from Colorado average ($125,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Westminster
Experienced actuarys at the top of the pay scale in Westminster earn between $181,320 and $219,567 per year (2026 est.). This $131,107 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Westminster median of $141,656 sits 5.59% above the US median.
Top ASA, FSA Salary Comparison
| Level | Westminster | National |
|---|---|---|
| Median (P50) | $141,656 | $134,160 |
| 75th Percentile | $181,320 | $176,111 |
| 90th Percentile (Top 10%) | $219,567 | $221,983 |
In Westminster, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Westminster
Advanced Certifications in Colorado
CO actuaries with additional specialty certifications within the actuarial science field earn significantly above the $141,656 median. Expanded-scope credentials are increasingly valued by Westminster employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Westminster command premium compensation, often reaching the $181,320–$219,567 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Westminster metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Westminster with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Colorado who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Westminster
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedWestminster ranks #3 of 32 Colorado cities for top earner actuary salary (90th percentile: $219,567).
Top 10% actuary compensation in Westminster ($219,567) is 9.62% above the Colorado average P90 ($200,291).
2019 BLS Actual
$191,493
2025 BLS Actual
$212,759
2026 Current Est.
$219,567
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Westminster (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $191,493 | Actual |
| 2020 | $193,877 | Actual |
| 2021 | $204,569 | Actual |
| 2022 | $197,131 | Actual |
| 2023 | $207,032 | Actual |
| 2024 | $204,577 | Actual |
| 2025 | $212,759 | Actual |
| 2026(current) | $219,567 | Estimated |
| 2027 | $226,593 | Projected |
Top-earning actuaries (90th percentile) in Westminster saw their compensation grow 11.1% from $191,493 in 2019 to $212,759 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $226,593 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Westminster metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Westminster
Compensation for senior actuaries can vary widely based on specialization and employer type. In Westminster, professionals working in life and annuity or health insurance often see salaries that align closely with the market leaders, such as Prudential or UnitedHealth. Specialty fields like reinsurance pricing or property and casualty (P&C) sectors tend to command premium salaries at firms like Munich Re or Allstate. The path to becoming a managing actuary or chief actuary often requires advanced credentials, such as the ASA or FSA, which add considerable value to one's career. Non-salary compensation drivers, including study time benefits and signing bonuses related to credential completion, further contribute to higher overall remuneration. As senior professionals navigate their careers, their focus on continuous education and exam progression is critical, with every exam passed translating into tangible pay increases, often ranging from $3,000 to $8,000 per exam.
More salary data for Westminster, CO:
Frequently Asked Questions
How much do experienced actuaries make in Westminster in 2026?
What drives higher actuary pay in Westminster?
What certifications boost actuary salary in Westminster?
Can experienced actuaries make six figures in Westminster?
How much does actuary salary increase over time in Westminster?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $212,759 for actuaries in the Westminster metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Westminster is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov