Actuary Salary in Westminster, CO: $141,656 (2026)
Quick Answer:A full-time actuary in Westminster, CO earns a median $141,656/year (≈ $68.10/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Westminster's price level (5% above national, BEA RPP 105.0), that paycheck buys what $134,910 would nationally. Nominal pay sits 0.6% above the Colorado state average.
Based on BLS state-level estimates · View source
In Westminster, Colorado, actuaries can expect a median annual salary of $141,656, which reflects a competitive rate, surpassing the national median of $134,160 by 5.59%. The salary range for this profession within the city spans from $88,460 at the 10th percentile to $219,567 at the 90th percentile, providing a wide spectrum that accounts for experience and specialization. Local estimates, derived from 2025 BLS data adjusted for regional cost levels, suggest that those in the life, health, and pension sectors, as represented by the Society of Actuaries (SOA), will find different compensation dynamics compared to those affiliated with the Casualty Actuarial Society (CAS) and property and casualty insurance roles. This city’s actuarial job market is robust, driven by both local companies and national firms looking to establish a foothold in the area.
About the Westminster Market
Salary estimated from Colorado average ($125,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $88,460 | $42.53 |
| Lower Range (P25) | $105,127 | $50.54 |
| Median (P50)(typical) | $141,656 | $68.10 |
| Upper Range (P75) | $181,320 | $87.17 |
| Top Earners (P90) | $219,567 | $105.56 |
Median Salary Position
5.59% above the national average
2026 Salary Percentile Distribution in Westminster
In Westminster, CO, the actuary salary spread from the 10th to 90th percentile is $131,107 (2026 est.). At $141,656, the local median is 5.59% above the national median of $134,160.
Salary Calculator
At 40 hours/week in Westminster: You'd be in the lower-middle range
How Westminster Actuary Pay Compares
Westminster median: $141,656/year (2026)
| Compared To | Median Salary | Westminster Pays |
|---|---|---|
| Colorado Average | $140,812 | +0.60% more |
| National Average | $134,160 | +5.59% more |
Actuarys in Westminster, CO earn a median of $141,656 per year (2026 est.), which is 5.59% higher than the national median of $134,160 and 0.60% above the Colorado state average of $140,812.
Cost-of-Living Adjusted Salary
Westminster has a cost of living 5.00% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Westminster, CO has a cost-of-living index of 105 (above the national average of 100). While the nominal salary of $141,656 is competitive, the higher cost of living reduces purchasing power to an effective $134,910 — a 4.76% reduction.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$114,404
2025 BLS Actual
$137,264
2026 Current Est.
$141,656
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Westminster (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $114,404 | Actual |
| 2020 | $117,234 | Actual |
| 2021 | $111,817 | Actual |
| 2022 | $120,359 | Actual |
| 2023 | $126,705 | Actual |
| 2024 | $131,985 | Actual |
| 2025 | $137,264 | Actual |
| 2026(current) | $141,656 | Estimated |
| 2027 | $146,189 | Projected |
Based on 7 years of BLS OEWS data for the Westminster metropolitan area, the median actuary salary grew 20.0% from $114,404 (2019) to $137,264 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $146,189 by 2027 — a total increase of $31,785 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Westminster metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $88,460 – $105,127 |
| 3-5 years (Mid Career) | $105,127 – $141,656 |
| 5+ years (Experienced) | $141,656 – $181,320 |
| 10+ years (Top Earner) | $181,320 – $219,567 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Westminster
Currently, Westminster employs 19 actuaries, indicating a specialized yet limited job market. The cost-of-living index sits at 105, slightly above the national average, which suggests that while salaries are relatively high, the purchasing power may be moderated by local expenses. Major employers like UnitedHealth and Prudential are among the top-paying firms, providing significant salaries, especially for those who ascend in their credentials from ASA to FSA. A notable factor in the salary variation is the exam progression model, where each completed exam can yield $3,000 to $8,000 increases. Actuaries with skills in predictive analytics and data science are increasingly in demand, especially within consulting sectors, where firms like Mercer and Milliman offer premium compensation for advanced credentials. To maximize actuary pay in Westminster, pursuing additional certifications and specializing in high-demand areas such as risk management can be particularly advantageous.
More salary data for Westminster, CO:
Frequently Asked Questions
How much do actuaries make in Westminster, CO in 2026?
Is Westminster, CO a good place to work as a actuary?
Can actuaries make $100K in Westminster?
What is the cost-of-living adjusted actuary salary in Westminster?
How much does a actuary make per hour in Westminster?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Colorado
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $137,264 for actuariesin the Westminster metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Westminster is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov