Actuary Salary in Beloit, WI: $121,823 (2026)
Quick Answer:A full-time actuary in Beloit, WI earns a median $121,823/year (≈ $58.57/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Beloit's price level (7% below national, BEA RPP 93.4), that paycheck buys what $130,431 would nationally. Nominal pay sits 2.8% below the Wisconsin state average.
Based on BLS state-level estimates · View source
In Beloit, Wisconsin, the 2026 projections for actuary salaries reveal a median annual compensation of $121,823, positioning the city slightly below the national average of $134,160. The salary range for actuaries in this area is notably broad, spanning from $71,669 at the 10th percentile to $188,826 at the 90th percentile. These estimates, derived from 2025 BLS state-level data adjusted for regional price parity, reflect the opportunity for growth within the industry. Beloit presents a diversified employment landscape between the Society of Actuaries (SOA) focusing on life, health, and pensions versus the Casualty Actuarial Society (CAS) which specializes in property and casualty insurance. Candidates specializing in property and casualty tend to enjoy higher compensation due to market demand, setting clear trajectories for aspiring actuaries in the area.
About the Beloit Market
Salary estimated from Wisconsin average ($122,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $71,669 | $34.46 |
| Lower Range (P25) | $96,402 | $46.35 |
| Median (P50)(typical) | $121,823 | $58.57 |
| Upper Range (P75) | $155,801 | $74.90 |
| Top Earners (P90) | $188,826 | $90.79 |
Median Salary Position
9.2% below the national average
2026 Salary Percentile Distribution in Beloit
In Beloit, WI, the actuary salary spread from the 10th to 90th percentile is $117,157 (2026 est.). At $121,823, the local median is 9.2% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Beloit: You'd be in the lower-middle range
How Beloit Actuary Pay Compares
Beloit median: $121,823/year (2026)
| Compared To | Median Salary | Beloit Pays |
|---|---|---|
| Wisconsin Average | $125,333 | -2.80% less |
| National Average | $134,160 | -9.20% less |
Actuarys in Beloit, WI earn a median of $121,823 per year (2026 est.), which is 9.20% lower than the national median of $134,160 and 2.80% below the Wisconsin state average of $125,333.
Cost-of-Living Adjusted Salary
Beloit has a cost of living 6.60% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Beloit, WI has a cost-of-living index of 93.4 (below the national average of 100). A actuary earning $121,823 nominally has purchasing power equivalent to $130,431 in an average-cost city — an effective 7.07% boost.
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2019 BLS Actual
$98,387
2025 BLS Actual
$118,046
2026 Current Est.
$121,823
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Beloit (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $98,387 | Actual |
| 2020 | $100,820 | Actual |
| 2021 | $96,162 | Actual |
| 2022 | $103,508 | Actual |
| 2023 | $108,966 | Actual |
| 2024 | $110,782 | Actual |
| 2025 | $118,046 | Actual |
| 2026(current) | $121,823 | Estimated |
| 2027 | $125,722 | Projected |
Based on 7 years of BLS OEWS data for the Beloit metropolitan area, the median actuary salary grew 20.0% from $98,387 (2019) to $118,046 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $125,722 by 2027 — a total increase of $27,335 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Beloit metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $71,669 – $96,402 |
| 3-5 years (Mid Career) | $96,402 – $121,823 |
| 5+ years (Experienced) | $121,823 – $155,801 |
| 10+ years (Top Earner) | $155,801 – $188,826 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Beloit
With a modest cohort of only five actuaries employed in Beloit, local job opportunities may seem limited; however, this can also mean less competition among professionals. The cost of living in Beloit, with an index of 93.4, means that the purchasing power of actuary pay in this area is somewhat enhanced, allowing for a more comfortable lifestyle relative to other regions. Employers such as Prudential and UnitedHealth are known to offer competitive salaries within the life and health insurance sectors, while consulting firms like Mercer and Aon traditionally pay a premium for fully credentialed FSAs and FCAS. Factors contributing to the variations in salary include the completion of actuarial exams and advancing credentials, as each exam passed typically adds $3,000-$8,000 to an actuary's base pay. To maximize earning potential in this market, it is advisable for actuaries to focus on obtaining specialty certifications while also expanding their skill set to include predictive analytics—an increasingly sought-after competency across industries.
More salary data for Beloit, WI:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $118,046 for actuariesin the Beloit metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Beloit is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov