Entry-Level Actuary Salary in Beloit, WI: $71,669 (2026)
Quick Answer:New actuaries entering the Beloit, WI job market in 2026 can expect a starting salary around $71,669 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Beloit's local price level (BEA RPP 93.4 — 7% below national), a first-year paycheck buys what $76,733 would in average-cost America. Most reach the city median ($121,823) within a few years of clinical practice.
Based on BLS state-level estimates · View source
Actuarial graduates entering the workforce in Beloit, Wisconsin, can expect starting salaries that reflect the challenges and opportunities in the industry. For 2026, entry-level actuaries will find themselves in a competitive position, with an initial salary projected at $71,669. While this figure is lower than the city’s median annual salary of $121,823, it represents a strong entry point into the field. New graduates can anticipate growth in their earnings as they gain experience, with salaries increasing to $96,402 by the 25th percentile (P25) and potentially reaching the median within just a few years. Given the cost of living index of 93.4, Beloit presents an attractive market for fresh talent eager to launch their careers in actuarial science, especially as the demand in this area is expected to grow at a rate of 3.20% annually.
About the Beloit Market
Salary estimated from Wisconsin average ($122,000) adjusted for local cost of living.
Career Earnings Timeline in Beloit
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Beloit
Entry-level actuarys in Beloit, WI typically start between $71,669 and $96,402 per year (2026 est.). The full salary range spans $117,157 from the 10th to 90th percentile, with the local median at $121,823 — 9.2% below the national median.
Return on Investment
The average actuarial science program cost in Wisconsin of $48,000 represents just 66.97% of the starting actuary pay ($71,669/year) in Beloit. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Beloit
- 1Research the Beloit market: entry-level actuary pay ranges from $71,669 to $96,402, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in WI often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Beloit, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Beloit for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Beloit's below-average cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Beloit is $117,157 ( 163.47%) between entry-level and top earners. Starting at $71,669, experienced hygienists can earn up to $188,826.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$57,329
2025 BLS Actual
$69,447
2026 Current Est.
$71,669
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Beloit (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $57,329 | Actual |
| 2020 | $58,363 | Actual |
| 2021 | $55,915 | Actual |
| 2022 | $63,428 | Actual |
| 2023 | $66,627 | Actual |
| 2024 | $64,471 | Actual |
| 2025 | $69,447 | Actual |
| 2026(current) | $71,669 | Estimated |
| 2027 | $73,963 | Projected |
Entry-level actuary compensation (10th percentile) in Beloit, WI grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $57,329 in 2019 to $69,447 in 2025. By 2027, starting salaries are projected to reach $73,963. New graduates entering the Beloit job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Beloit metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Beloit
In Beloit, several notable employers actively recruit new graduates in the actuarial profession. Large life insurance companies like Prudential, MetLife, and Northwestern Mutual provide pathways for entry-level actuaries, often integrating structured exam study time into their positions, thereby facilitating career advancement. Health insurers also play a significant role in hiring entry-level resources, as do leading consulting firms like Milliman, Mercer, Aon, and WTW, which look for ASA-credentialed analysts. To boost their starting pay in Wisconsin, new grads should focus on acquiring relevant credentials and completing actuarial exams offered by the Society of Actuaries (SOA) or the Casualty Actuarial Society (CAS). Career progression in this field largely hinges on exam completion, with a single passed exam generally translating into an additional $3,000 to $8,000 in base salary. Realistic salary growth expectations for the first few years can be substantial, making the pursuit of advanced credentials, such as obtaining the ASA or eventually the FSA/FCAS, a strategic move for early-career actuaries in Beloit.
More salary data for Beloit, WI:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Beloit. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Beloit is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov