Actuary Salary in St. George, UT: $128,590 (2026)
Quick Answer:A full-time actuary in St. George, UT earns a median $128,590/year (≈ $61.83/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in St. George's price level (2% below national, BEA RPP 98.1), that paycheck buys what $131,081 would nationally. Nominal pay sits 2.3% below the Utah state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in St. George, UT, can expect a median annual salary of $128,590, slightly below the national median of $134,160. The projected salary range reflects the diversity of opportunities available, spanning from $80,113 at the 10th percentile to $199,315 at the 90th percentile. Local estimates are derived from 2025 BLS data, adjusted for regional prices, providing insight into the specialty market. Actuaries in this city tend to gravitate toward life and health insurance sectors, impacting salary trajectories based on exams passed, with the local market showing competitive pay relative to the state average.
About the St. George Market
Salary estimated from Utah average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $80,113 | $38.51 |
| Lower Range (P25) | $97,849 | $47.04 |
| Median (P50)(typical) | $128,590 | $61.83 |
| Upper Range (P75) | $164,596 | $79.13 |
| Top Earners (P90) | $199,315 | $95.82 |
Median Salary Position
4.15% below the national average
2026 Salary Percentile Distribution in St. George
In St. George, UT, the actuary salary spread from the 10th to 90th percentile is $119,202 (2026 est.). At $128,590, the local median is 4.15% below the national median of $134,160.
Salary Calculator
At 40 hours/week in St. George: You'd be in the lower-middle range
How St. George Actuary Pay Compares
St. George median: $128,590/year (2026)
| Compared To | Median Salary | St. George Pays |
|---|---|---|
| Utah Average | $131,617 | -2.30% less |
| National Average | $134,160 | -4.15% less |
Actuarys in St. George, UT earn a median of $128,590 per year (2026 est.), which is 4.15% lower than the national median of $134,160 and 2.30% below the Utah state average of $131,617.
Cost-of-Living Adjusted Salary
St. George has a cost of living 1.90% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
St. George, UT has a cost-of-living index of 98.1 (below the national average of 100). A actuary earning $128,590 nominally has purchasing power equivalent to $131,081 in an average-cost city — an effective 1.94% boost.
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2019 BLS Actual
$103,852
2025 BLS Actual
$124,603
2026 Current Est.
$128,590
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in St. George (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $103,852 | Actual |
| 2020 | $106,421 | Actual |
| 2021 | $101,504 | Actual |
| 2022 | $109,258 | Actual |
| 2023 | $115,018 | Actual |
| 2024 | $110,226 | Actual |
| 2025 | $124,603 | Actual |
| 2026(current) | $128,590 | Estimated |
| 2027 | $132,705 | Projected |
Based on 7 years of BLS OEWS data for the St. George metropolitan area, the median actuary salary grew 20.0% from $103,852 (2019) to $124,603 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $132,705 by 2027 — a total increase of $28,853 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the St. George metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $80,113 – $97,849 |
| 3-5 years (Mid Career) | $97,849 – $128,590 |
| 5+ years (Experienced) | $128,590 – $164,596 |
| 10+ years (Top Earner) | $164,596 – $199,315 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in St. George
With only 14 actuaries employed in the area, St. George presents a unique blend of local competition and opportunity. The cost-of-living index sits at 98.1, indicating a slightly lower-than-average cost of living, which generally enhances take-home purchasing power for actuaries in comparison to larger cities. Employers such as Prudential and UnitedHealth offer some of the highest salaries, particularly for those with advanced credentials like FSA or FCAS. The pay scale is heavily influenced by individual exam progression and specialty—actuaries in property and casualty reinsurance or consulting fields often see greater earning potential than their peers in life or pension roles. Aspiring actuaries should focus on maximizing their qualifications through exams and relevant experience, as each certified exam step can lead to significant salary increases, especially in this relatively compact market.
More salary data for St. George, UT:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $124,603 for actuariesin the St. George metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for St. George is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov