Entry-Level Actuary Salary in St. George, UT: $80,113 (2026)
Quick Answer:New actuaries entering the St. George, UT job market in 2026 can expect a starting salary around $80,113 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out St. George's local price level (BEA RPP 98.1 — 2% below national), a first-year paycheck buys what $81,665 would in average-cost America. Most reach the city median ($128,590) within a few years of clinical practice.
Based on BLS state-level estimates · View source
For newly graduated actuaries entering the job market in St. George, UT, the starting compensation is promising yet reflective of the overall salary structure in the area. With an entry-level actuary salary projected at $80,113 in 2026, those just beginning their careers are positioned below the city median of $128,590. However, this gap is expected to narrow significantly as new professionals advance through their early years, moving from the P25 value of $97,849 toward the median within the first three to five years, aligning with the anticipated growth rate of 3.20% annually. St. George indeed presents a favorable environment for new graduates, as the demand for actuaries can accommodate early-career professionals looking to establish a foothold in the industry.
About the St. George Market
Salary estimated from Utah average ($115,000) adjusted for local cost of living.
Career Earnings Timeline in St. George
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in St. George
Entry-level actuarys in St. George, UT typically start between $80,113 and $97,849 per year (2026 est.). The full salary range spans $119,202 from the 10th to 90th percentile, with the local median at $128,590 — 4.15% below the national median.
Return on Investment
The average actuarial science program cost in Utah of $45,000 represents just 56.17% of the starting actuary pay ($80,113/year) in St. George. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in St. George
- 1Research the St. George market: entry-level actuary pay ranges from $80,113 to $97,849, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in UT often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in St. George, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in St. George for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5St. George's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in St. George is $119,202 ( 148.79%) between entry-level and top earners. Starting at $80,113, experienced hygienists can earn up to $199,315.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$64,083
2025 BLS Actual
$77,629
2026 Current Est.
$80,113
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in St. George (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $64,083 | Actual |
| 2020 | $65,239 | Actual |
| 2021 | $62,502 | Actual |
| 2022 | $70,901 | Actual |
| 2023 | $74,477 | Actual |
| 2024 | $67,994 | Actual |
| 2025 | $77,629 | Actual |
| 2026(current) | $80,113 | Estimated |
| 2027 | $82,677 | Projected |
Entry-level actuary compensation (10th percentile) in St. George, UT grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $64,083 in 2019 to $77,629 in 2025. By 2027, starting salaries are projected to reach $82,677. New graduates entering the St. George job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the St. George metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in St. George
Recognizing the employment landscape in St. George is vital for aspiring actuaries. Major employers such as Prudential, MetLife, and Northwestern Mutual frequently recruit recent graduates via campus partnerships, offering structured support for exam preparation. Health insurance companies also play a role in hiring entry-level actuaries. Pursuing credentials like the ASA can significantly enhance starting salaries over time, given the competitive advantage they provide. The initial years in this profession predominantly hinge on exam success—each passed exam tends to add between $3,000 and $8,000 to one's base pay. Moreover, actuarial professionals with skills in predictive analytics or data science are highly sought after, increasing employability and potential salary during those critical early years. A pragmatic strategy for new grads is to focus on achieving exam milestones, as the compensation trajectory in St. George is directly linked to obtaining higher-level credentials such as the FSA or FCAS.
More salary data for St. George, UT:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in St. George. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for St. George is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov