Actuary Salary in Roy, UT: $129,363 (2026)
Quick Answer:A full-time actuary in Roy, UT earns a median $129,363/year (≈ $62.20/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Roy's price level (2% below national, BEA RPP 98.1), that paycheck buys what $131,869 would nationally. Nominal pay sits 1.7% below the Utah state average.
Based on BLS state-level estimates · View source
In 2026, actuary salaries in Roy, UT, are projected to reach a median of $129,363, reflecting a competitive position slightly below the national median of $134,160. The salary range varies significantly, with entry-level positions starting at $78,051 and experienced professionals earning up to $200,513. These figures, drawn from 2025 BLS data and adjusted for local economic conditions, indicate an industry where consulting firms like Milliman and Mercer tend to offer higher compensation compared to traditional insurers. This environment shapes the job market for actuaries in Roy, where professionals must navigate the balance between consulting opportunities and insurance roles to maximize their earning potential.
About the Roy Market
Salary estimated from Utah average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $78,051 | $37.52 |
| Lower Range (P25) | $96,228 | $46.26 |
| Median (P50)(typical) | $129,363 | $62.20 |
| Upper Range (P75) | $164,245 | $78.97 |
| Top Earners (P90) | $200,513 | $96.40 |
Median Salary Position
3.58% below the national average
2026 Salary Percentile Distribution in Roy
In Roy, UT, the actuary salary spread from the 10th to 90th percentile is $122,462 (2026 est.). At $129,363, the local median is 3.58% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Roy: You'd be in the lower-middle range
How Roy Actuary Pay Compares
Roy median: $129,363/year (2026)
| Compared To | Median Salary | Roy Pays |
|---|---|---|
| Utah Average | $131,600 | -1.70% less |
| National Average | $134,160 | -3.58% less |
Actuarys in Roy, UT earn a median of $129,363 per year (2026 est.), which is 3.58% lower than the national median of $134,160 and 1.70% below the Utah state average of $131,600.
Cost-of-Living Adjusted Salary
Roy has a cost of living 1.90% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Roy, UT has a cost-of-living index of 98.1 (below the national average of 100). A actuary earning $129,363 nominally has purchasing power equivalent to $131,869 in an average-cost city — an effective 1.94% boost.
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2019 BLS Actual
$104,476
2025 BLS Actual
$125,352
2026 Current Est.
$129,363
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Roy (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $104,476 | Actual |
| 2020 | $107,060 | Actual |
| 2021 | $102,114 | Actual |
| 2022 | $109,914 | Actual |
| 2023 | $115,710 | Actual |
| 2024 | $110,888 | Actual |
| 2025 | $125,352 | Actual |
| 2026(current) | $129,363 | Estimated |
| 2027 | $133,503 | Projected |
Based on 7 years of BLS OEWS data for the Roy metropolitan area, the median actuary salary grew 20.0% from $104,476 (2019) to $125,352 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $133,503 by 2027 — a total increase of $29,027 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Roy metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $78,051 – $96,228 |
| 3-5 years (Mid Career) | $96,228 – $129,363 |
| 5+ years (Experienced) | $129,363 – $164,245 |
| 10+ years (Top Earner) | $164,245 – $200,513 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Roy
As of 2026, Roy hosts a modest number of actuaries, with only six currently employed in the area. The local cost-of-living index stands at 98.1, suggesting that while salaries are competitive, purchasing power remains a consideration for residents. Among employers, consulting firms, particularly those with a strong actuarial practice, often pay the most for credentialed FSAs or FCAS, augmented by signing bonuses and study time benefits that reward exam progression. The distinct income variation is driven by each passed actuarial exam, which typically earns a candidate an increase of $3,000 to $8,000 in base salary. Those aspiring to maximize their actuarial pay in Roy are encouraged to pursue advanced credentials and consider roles that enhance their analytical skills, especially in data-driven areas like predictive analytics, which are increasingly valued across sectors.
More salary data for Roy, UT:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $125,352 for actuariesin the Roy metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Roy is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov