Entry-Level Actuary Salary in Roy, UT: $78,051 (2026)
Quick Answer:New actuaries entering the Roy, UT job market in 2026 can expect a starting salary around $78,051 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Roy's local price level (BEA RPP 98.1 — 2% below national), a first-year paycheck buys what $79,563 would in average-cost America. Most reach the city median ($129,363) within a few years of clinical practice.
Based on BLS state-level estimates · View source
In 2026, new graduates entering the actuarial profession in Roy, Utah, can expect to start with a salary around $78,051. This initial figure represents a significant gap when compared to the city’s median annual salary for actuaries, which stands at $129,363. Over the first few years, an aspiring actuary can anticipate a growth trajectory that takes them through the 25th percentile at $96,228 and closer to the median with experience and skill development. For new grads navigating this local job market, Roy presents a favorable landscape due to its competitive entry-level salaries, alongside a projected growth rate of 3.20% annually, offering a solid foundation for those looking to build a career in this field.
About the Roy Market
Salary estimated from Utah average ($115,000) adjusted for local cost of living.
Career Earnings Timeline in Roy
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Roy
Entry-level actuarys in Roy, UT typically start between $78,051 and $96,228 per year (2026 est.). The full salary range spans $122,462 from the 10th to 90th percentile, with the local median at $129,363 — 3.58% below the national median.
Return on Investment
The average actuarial science program cost in Utah of $45,000 represents just 57.65% of the starting actuary pay ($78,051/year) in Roy. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Roy
- 1Research the Roy market: entry-level actuary pay ranges from $78,051 to $96,228, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in UT often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Roy, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Roy for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Roy's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Roy is $122,462 ( 156.90%) between entry-level and top earners. Starting at $78,051, experienced hygienists can earn up to $200,513.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$62,434
2025 BLS Actual
$75,631
2026 Current Est.
$78,051
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Roy (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $62,434 | Actual |
| 2020 | $63,560 | Actual |
| 2021 | $60,894 | Actual |
| 2022 | $69,076 | Actual |
| 2023 | $72,560 | Actual |
| 2024 | $66,201 | Actual |
| 2025 | $75,631 | Actual |
| 2026(current) | $78,051 | Estimated |
| 2027 | $80,549 | Projected |
Entry-level actuary compensation (10th percentile) in Roy, UT grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $62,434 in 2019 to $75,631 in 2025. By 2027, starting salaries are projected to reach $80,549. New graduates entering the Roy job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Roy metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Roy
Actuaries in Roy frequently find opportunities with major life insurance companies such as Prudential, MetLife, and Northwestern Mutual, all of which engage with colleges to recruit actuarial students and offer structured exam preparation. Health insurers are also on the lookout for entry-level actuaries, while consulting firms like Milliman, Mercer, Aon, and WTW tend to prefer candidates with higher qualifications, such as the Associate of the Society of Actuaries (ASA). Educational credentials, including a bachelor's degree in math, statistics, or actuarial science, along with completed actuarial exams, boost starting pay for new grads. The exam progression remains a key driver of salary increases; each exam passed can result in a salary bump of $3,000 to $8,000. Consequently, ambitious young professionals are encouraged to prioritize obtaining VEE credits and consider setting long-term goals to advance toward Fellowship (FSA, FCAS) status, particularly in consulting roles that offer premium compensation for advanced credentials.
More salary data for Roy, UT:
Frequently Asked Questions
What is the starting salary for actuaries in Roy in 2026?
How fast do actuary salaries grow in Roy?
Is actuarial science school worth it in Roy?
What do new actuaries make right out of school in Roy?
How do I become a actuary in Utah?
Related Pages
Compare Salaries
Career Resources
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Roy. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Roy is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov