Actuary Salary in San Juan, TX: $123,376 (2026)
Quick Answer:A full-time actuary in San Juan, TX earns a median $123,376/year (≈ $59.32/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in San Juan's price level (4% below national, BEA RPP 96.0), that paycheck buys what $128,517 would nationally. Nominal pay sits 4.2% below the Texas state average.
Based on BLS state-level estimates · View source
For actuaries in San Juan, TX, the 2026 median annual salary is projected at $123,376, which is approximately 8.04% lower than the national median of $134,160. The salary range in this area presents significant variability, with the lowest 10% earning around $79,892 and the upper 90% reaching up to $191,233. These figures, derived from 2025 BLS data and adjusted for regional cost-of-living factors, reflect the unique market conditions in San Juan. The salary landscape suggests that while actuary pay in San Juan TX may fall below the national average, the field still offers attractive earnings for those who progress through their exams and gain advanced credentials.
About the San Juan Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $79,892 | $38.41 |
| Lower Range (P25) | $95,418 | $45.87 |
| Median (P50)(typical) | $123,376 | $59.32 |
| Upper Range (P75) | $157,921 | $75.92 |
| Top Earners (P90) | $191,233 | $91.94 |
Median Salary Position
8.04% below the national average
2026 Salary Percentile Distribution in San Juan
In San Juan, TX, the actuary salary spread from the 10th to 90th percentile is $111,341 (2026 est.). At $123,376, the local median is 8.04% below the national median of $134,160.
Salary Calculator
At 40 hours/week in San Juan: You'd be in the lower-middle range
How San Juan Actuary Pay Compares
San Juan median: $123,376/year (2026)
| Compared To | Median Salary | San Juan Pays |
|---|---|---|
| Texas Average | $128,785 | -4.20% less |
| National Average | $134,160 | -8.04% less |
Actuarys in San Juan, TX earn a median of $123,376 per year (2026 est.), which is 8.04% lower than the national median of $134,160 and 4.20% below the Texas state average of $128,785.
Cost-of-Living Adjusted Salary
San Juan has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
San Juan, TX has a cost-of-living index of 96 (below the national average of 100). A actuary earning $123,376 nominally has purchasing power equivalent to $128,517 in an average-cost city — an effective 4.17% boost.
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2019 BLS Actual
$99,640
2025 BLS Actual
$119,550
2026 Current Est.
$123,376
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in San Juan (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $99,640 | Actual |
| 2020 | $102,105 | Actual |
| 2021 | $97,387 | Actual |
| 2022 | $104,827 | Actual |
| 2023 | $110,354 | Actual |
| 2024 | $117,711 | Actual |
| 2025 | $119,550 | Actual |
| 2026(current) | $123,376 | Estimated |
| 2027 | $127,324 | Projected |
Based on 7 years of BLS OEWS data for the San Juan metropolitan area, the median actuary salary grew 20.0% from $99,640 (2019) to $119,550 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $127,324 by 2027 — a total increase of $27,684 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the San Juan metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $79,892 – $95,418 |
| 3-5 years (Mid Career) | $95,418 – $123,376 |
| 5+ years (Experienced) | $123,376 – $157,921 |
| 10+ years (Top Earner) | $157,921 – $191,233 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in San Juan
With only nine actuaries currently employed in San Juan, the local job market is relatively small, which can impact salary negotiations and career growth opportunities. The area's cost of living index stands at 96, indicating a more affordable living situation compared to the national average. This lower cost of living can enhance purchasing power for actuaries earning competitive salaries. Notable employers in San Juan include life and health insurance companies, as well as consulting firms, which typically offer higher compensation to credentialed actuaries, especially for those with FSA or FCAS designations. The wage variation largely stems from factors such as exam progression, where each passed exam often translates into a salary bump, and the specific areas of expertise within the actuarial field. For individuals looking to maximize their pay in San Juan, focusing on gaining additional qualifications and targeting opportunities with consulting firms may prove beneficial in achieving higher earnings.
More salary data for San Juan, TX:
Frequently Asked Questions
How much do actuaries make in San Juan, TX in 2026?
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Can actuaries make $100K in San Juan?
What is the cost-of-living adjusted actuary salary in San Juan?
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Related Pages
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $119,550 for actuariesin the San Juan metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for San Juan is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov