Entry-Level Actuary Salary in San Juan, TX: $79,892 (2026)
Quick Answer:New actuaries entering the San Juan, TX job market in 2026 can expect a starting salary around $79,892 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out San Juan's local price level (BEA RPP 96.0 — 4% below national), a first-year paycheck buys what $83,221 would in average-cost America. Most reach the city median ($123,376) within a few years of clinical practice.
Based on BLS state-level estimates · View source
In 2026, new graduates entering the actuarial field in San Juan, Texas, can expect an entry-level actuary salary around $79,892. This figure is significantly below the city's median annual salary of $123,376, highlighting the initial pay gap that many early-career professionals may encounter. However, the first few years in this profession typically see a positive growth trajectory, with potential yearly earnings reaching $95,418 at the 25th percentile and approaching the median as individuals gain experience. Considering the 3.20% annual growth rate projected, San Juan presents a favorable job market for new actuarial graduates eager to establish themselves in an increasingly competitive workforce.
About the San Juan Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Career Earnings Timeline in San Juan
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in San Juan
Entry-level actuarys in San Juan, TX typically start between $79,892 and $95,418 per year (2026 est.). The full salary range spans $111,341 from the 10th to 90th percentile, with the local median at $123,376 — 8.04% below the national median.
Return on Investment
The average actuarial science program cost in Texas of $52,000 represents just 65.09% of the starting actuary pay ($79,892/year) in San Juan. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in San Juan
- 1Research the San Juan market: entry-level actuary pay ranges from $79,892 to $95,418, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in TX often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in San Juan, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in San Juan for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5San Juan's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in San Juan is $111,341 ( 139.36%) between entry-level and top earners. Starting at $79,892, experienced hygienists can earn up to $191,233.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$63,907
2025 BLS Actual
$77,415
2026 Current Est.
$79,892
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in San Juan (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $63,907 | Actual |
| 2020 | $65,059 | Actual |
| 2021 | $62,330 | Actual |
| 2022 | $70,705 | Actual |
| 2023 | $74,272 | Actual |
| 2024 | $75,478 | Actual |
| 2025 | $77,415 | Actual |
| 2026(current) | $79,892 | Estimated |
| 2027 | $82,449 | Projected |
Entry-level actuary compensation (10th percentile) in San Juan, TX grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $63,907 in 2019 to $77,415 in 2025. By 2027, starting salaries are projected to reach $82,449. New graduates entering the San Juan job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the San Juan metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in San Juan
In San Juan, organizations such as Prudential, MetLife, and Northwestern Mutual regularly seek to hire new actuaries, drawing from campus pipelines to recruit bright talent fresh out of college. These employers often offer structured support for exam preparation, which is crucial for career advancement. Meanwhile, consulting firms like Milliman and Mercer also look for entry-level actuaries with credentials, often providing higher starting salaries for those who have passed initial exams. Earning a bachelor’s degree in a relevant field, alongside passing early actuarial exams and obtaining VEE credits, is a vital strategy to improve starting pay in Texas. For those who focus on passing their exams, each milestone can add $3,000 to $8,000 to their base salary, underscoring the importance of a proactive approach in the first years of their careers. As such, realistic salary growth in this market suggests that motivated individuals may see their compensation increase significantly within just a few years.
More salary data for San Juan, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in San Juan. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for San Juan is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov