Actuary Salary in Spring Hill, TN: $122,488 (2026)
Quick Answer:A full-time actuary in Spring Hill, TN earns a median $122,488/year (≈ $58.89/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Spring Hill's price level (8% below national, BEA RPP 91.8), that paycheck buys what $133,429 would nationally. Nominal pay sits 0.5% below the Tennessee state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in Spring Hill, Tennessee, are expected to earn a median annual salary of $122,488, which reflects a slight dip compared to the national average of $134,160. The salary for actuaries in this region spans from $71,043 at the 10th percentile to $189,857 at the 90th percentile. These figures are derived from estimates based on 2025 BLS data, adjusted for regional price disparities. Interestingly, Spring Hill offers unique opportunities for actuaries specializing in life, health, and pension through the Society of Actuaries (SOA), alongside those focused on property and casualty (P&C) insurance through the Casualty Actuarial Society (CAS). The choice of specialty can significantly affect earning potential and job availability in the local market, making it crucial for aspiring actuaries to consider their long-term career paths.
About the Spring Hill Market
Salary estimated from Tennessee average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $71,043 | $34.16 |
| Lower Range (P25) | $88,455 | $42.53 |
| Median (P50)(typical) | $122,488 | $58.89 |
| Upper Range (P75) | $156,785 | $75.38 |
| Top Earners (P90) | $189,857 | $91.28 |
Median Salary Position
8.7% below the national average
2026 Salary Percentile Distribution in Spring Hill
In Spring Hill, TN, the actuary salary spread from the 10th to 90th percentile is $118,814 (2026 est.). At $122,488, the local median is 8.7% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Spring Hill: You'd be in the lower-middle range
How Spring Hill Actuary Pay Compares
Spring Hill median: $122,488/year (2026)
| Compared To | Median Salary | Spring Hill Pays |
|---|---|---|
| Tennessee Average | $123,104 | -0.50% less |
| National Average | $134,160 | -8.70% less |
Actuarys in Spring Hill, TN earn a median of $122,488 per year (2026 est.), which is 8.70% lower than the national median of $134,160 and 0.50% below the Tennessee state average of $123,104.
Cost-of-Living Adjusted Salary
Spring Hill has a cost of living 8.20% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Spring Hill, TN has a cost-of-living index of 91.8 (below the national average of 100). A actuary earning $122,488 nominally has purchasing power equivalent to $133,429 in an average-cost city — an effective 8.93% boost.
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2019 BLS Actual
$98,924
2025 BLS Actual
$118,690
2026 Current Est.
$122,488
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Spring Hill (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $98,924 | Actual |
| 2020 | $101,370 | Actual |
| 2021 | $96,687 | Actual |
| 2022 | $104,073 | Actual |
| 2023 | $109,560 | Actual |
| 2024 | $104,995 | Actual |
| 2025 | $118,690 | Actual |
| 2026(current) | $122,488 | Estimated |
| 2027 | $126,408 | Projected |
Based on 7 years of BLS OEWS data for the Spring Hill metropolitan area, the median actuary salary grew 20.0% from $98,924 (2019) to $118,690 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $126,408 by 2027 — a total increase of $27,484 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Spring Hill metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $71,043 – $88,455 |
| 3-5 years (Mid Career) | $88,455 – $122,488 |
| 5+ years (Experienced) | $122,488 – $156,785 |
| 10+ years (Top Earner) | $156,785 – $189,857 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Spring Hill
Within Spring Hill's job market, there are currently 14 actuaries employed, demonstrating a modest yet stable presence of actuarial professionals. The local cost of living index of 91.8 indicates that the living expenses in Spring Hill are below the national average, enhancing the purchasing power of actuary salaries in the area. Leading compensation comes from employers in sectors such as health insurance and managed care, including companies like UnitedHealth and Anthem. The variance in pay levels among actuaries is driven by several factors, including exam progress, credential levels, and specialty markets. For those aiming to maximize actuary pay in Spring Hill TN, pursuing advanced certifications like FSA or FCAS, alongside building expertise in high-demand areas such as predictive analytics, can prove advantageous. Investing time in gaining VEE credits and leveraging study time benefits can also yield significant salary increases as they advance through their careers.
More salary data for Spring Hill, TN:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $118,690 for actuariesin the Spring Hill metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Spring Hill is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov