Actuary Salary in Warwick, RI: $113,726 (2026)
Quick Answer:A full-time actuary in Warwick, RI earns a median $113,726/year (≈ $54.68/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Warwick's price level (1% above national, BEA RPP 100.5), that paycheck buys what $113,160 would nationally. Nominal pay sits 15.7% below the Rhode Island state average.
Based on BLS state-level estimates · View source
In 2026, the average actuarial professional in Warwick, RI, can anticipate earning a median salary of $113,726, which is approximately 15.23% lower than the national median of $134,160. Actuaries in this region face a broad salary spectrum, with entry-level positions starting at around $67,825 (P10) and top earners making as much as $176,276 (P90). These estimates derive from 2025 BLS data, adjusted for local economic conditions and price parities. While the compensation may be less than the national average, the local job market shows promise with opportunities available, particularly with the presence of major insurance and consulting firms that pay competitively within the sector.
Considered in the context of Warwick's job market, the presence of only 16 actuaries suggests a niche but established community, which can be favorable for job stability. The cost of living index in Warwick is slightly elevated at 100.5, hinting that while salaries are competitive, take-home pay must be managed carefully against local living expenses. Employers like Prudential and UnitedHealth often offer higher salaries for roles that require advanced credentials such as FSA or FCAS, particularly in specialty areas such as property and casualty insurance. The significant salary spread reflects various factors, including exam progression, with each passed exam typically adding $3,000 to $8,000 in annual pay and the differentiation between ASA and FSA qualifications. To maximize earnings in this market, actuaries should strategically pursue professional development opportunities, including credentials and areas of specialization in high-demand sectors such as consulting or analytics, which are increasingly valuable in today’s data-driven industry.
About the Warwick Market
Salary estimated from Rhode Island average ($120,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $67,825 | $32.61 |
| Lower Range (P25) | $84,268 | $40.52 |
| Median (P50)(typical) | $113,726 | $54.68 |
| Upper Range (P75) | $145,570 | $69.99 |
| Top Earners (P90) | $176,276 | $84.75 |
Median Salary Position
15.23% below the national average
2026 Salary Percentile Distribution in Warwick
In Warwick, RI, the actuary salary spread from the 10th to 90th percentile is $108,451 (2026 est.). At $113,726, the local median is 15.23% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Warwick: You'd be in the lower-middle range
How Warwick Actuary Pay Compares
Warwick median: $113,726/year (2026)
| Compared To | Median Salary | Warwick Pays |
|---|---|---|
| Rhode Island Average | $134,907 | -15.70% less |
| National Average | $134,160 | -15.23% less |
Actuarys in Warwick, RI earn a median of $113,726 per year (2026 est.), which is 15.23% lower than the national median of $134,160 and 15.70% below the Rhode Island state average of $134,907.
Cost-of-Living Adjusted Salary
Warwick has a cost of living 0.50% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Warwick, RI has a cost-of-living index of 100.5 (above the national average of 100). While the nominal salary of $113,726 is competitive, the higher cost of living reduces purchasing power to an effective $113,160 — a 0.5% reduction.
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2019 BLS Actual
$91,847
2025 BLS Actual
$110,200
2026 Current Est.
$113,726
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Warwick (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $91,847 | Actual |
| 2020 | $94,119 | Actual |
| 2021 | $89,771 | Actual |
| 2022 | $96,628 | Actual |
| 2023 | $101,723 | Actual |
| 2024 | $121,815 | Actual |
| 2025 | $110,200 | Actual |
| 2026(current) | $113,726 | Estimated |
| 2027 | $117,366 | Projected |
Based on 7 years of BLS OEWS data for the Warwick metropolitan area, the median actuary salary grew 20.0% from $91,847 (2019) to $110,200 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $117,366 by 2027 — a total increase of $25,519 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Warwick metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $67,825 – $84,268 |
| 3-5 years (Mid Career) | $84,268 – $113,726 |
| 5+ years (Experienced) | $113,726 – $145,570 |
| 10+ years (Top Earner) | $145,570 – $176,276 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Warwick
In 2026, the average actuarial professional in Warwick, RI, can anticipate earning a median salary of $113,726, which is approximately 15.23% lower than the national median of $134,160. Actuaries in this region face a broad salary spectrum, with entry-level positions starting at around $67,825 (P10) and top earners making as much as $176,276 (P90). These estimates derive from 2025 BLS data, adjusted for local economic conditions and price parities. While the compensation may be less than the national average, the local job market shows promise with opportunities available, particularly with the presence of major insurance and consulting firms that pay competitively within the sector.
Considered in the context of Warwick's job market, the presence of only 16 actuaries suggests a niche but established community, which can be favorable for job stability. The cost of living index in Warwick is slightly elevated at 100.5, hinting that while salaries are competitive, take-home pay must be managed carefully against local living expenses. Employers like Prudential and UnitedHealth often offer higher salaries for roles that require advanced credentials such as FSA or FCAS, particularly in specialty areas such as property and casualty insurance. The significant salary spread reflects various factors, including exam progression, with each passed exam typically adding $3,000 to $8,000 in annual pay and the differentiation between ASA and FSA qualifications. To maximize earnings in this market, actuaries should strategically pursue professional development opportunities, including credentials and areas of specialization in high-demand sectors such as consulting or analytics, which are increasingly valuable in today’s data-driven industry.
More salary data for Warwick, RI:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $110,200 for actuariesin the Warwick metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Warwick is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov