Actuary Salary in Sand Springs, OK: $109,623 (2026)
Quick Answer:A full-time actuary in Sand Springs, OK earns a median $109,623/year (≈ $52.70/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Sand Springs's price level (11% below national, BEA RPP 88.9), that paycheck buys what $123,310 would nationally. Nominal pay sits 8.1% below the Oklahoma state average.
Based on BLS state-level estimates · View source
In 2026, the actuary salary in Sand Springs, Oklahoma, is projected to reach a median of $109,623, reflecting a competitive local compensation structure compared to national statistics. The salary range for actuaries in this region spans from $71,312 at the 10th percentile to $169,916 at the 90th percentile, indicating significant variability based on experience and market demands. These figures stem from estimates based on 2025 BLS data, adapted to consider regional price differentials. For those considering an actuarial career in Sand Springs, the choice between the Society of Actuaries (SOA) and the Casualty Actuarial Society (CAS) could have implications for salary potential, especially given the differences in specialty market compensation.
About the Sand Springs Market
Salary estimated from Oklahoma average ($108,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $71,312 | $34.28 |
| Lower Range (P25) | $84,799 | $40.76 |
| Median (P50)(typical) | $109,623 | $52.70 |
| Upper Range (P75) | $140,318 | $67.46 |
| Top Earners (P90) | $169,916 | $81.69 |
Median Salary Position
18.29% below the national average
2026 Salary Percentile Distribution in Sand Springs
In Sand Springs, OK, the actuary salary spread from the 10th to 90th percentile is $98,604 (2026 est.). At $109,623, the local median is 18.29% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Sand Springs: You'd be in the lower-middle range
How Sand Springs Actuary Pay Compares
Sand Springs median: $109,623/year (2026)
| Compared To | Median Salary | Sand Springs Pays |
|---|---|---|
| Oklahoma Average | $119,285 | -8.10% less |
| National Average | $134,160 | -18.29% less |
Actuarys in Sand Springs, OK earn a median of $109,623 per year (2026 est.), which is 18.29% lower than the national median of $134,160 and 8.10% below the Oklahoma state average of $119,285.
Cost-of-Living Adjusted Salary
Sand Springs has a cost of living 11.10% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Sand Springs, OK has a cost-of-living index of 88.9 (below the national average of 100). A actuary earning $109,623 nominally has purchasing power equivalent to $123,310 in an average-cost city — an effective 12.49% boost.
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2019 BLS Actual
$88,534
2025 BLS Actual
$106,224
2026 Current Est.
$109,623
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Sand Springs (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $88,534 | Actual |
| 2020 | $90,723 | Actual |
| 2021 | $86,532 | Actual |
| 2022 | $93,142 | Actual |
| 2023 | $98,053 | Actual |
| 2024 | $88,248 | Actual |
| 2025 | $106,224 | Actual |
| 2026(current) | $109,623 | Estimated |
| 2027 | $113,131 | Projected |
Based on 7 years of BLS OEWS data for the Sand Springs metropolitan area, the median actuary salary grew 20.0% from $88,534 (2019) to $106,224 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $113,131 by 2027 — a total increase of $24,597 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Sand Springs metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $71,312 – $84,799 |
| 3-5 years (Mid Career) | $84,799 – $109,623 |
| 5+ years (Experienced) | $109,623 – $140,318 |
| 10+ years (Top Earner) | $140,318 – $169,916 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Sand Springs
The local market for actuaries in Sand Springs currently employs around six professionals, suggesting a tight-knit community within this field. The cost of living index in Sand Springs stands at 88.9, which is below the national average, making the local take-home pay relatively advantageous when adjusted for expenses. Employers in the area likely include a mix of large insurance firms and consulting companies, with those like Prudential and MetLife typically offering higher salaries, especially for candidates with advanced credentials. The spread in earnings among actuaries reflects factors such as exam progression, with each passed exam generally delivering an incremental salary increase, and credential levels that influence earning capacity significantly. Additionally, specialized skills, particularly in data analytics or risk management, can bolster one's marketability. For those aiming to maximize their actuary pay in Sand Springs, focusing on obtaining fellow statuses and honing relevant expertise can yield substantial benefits in an evolving job market.
More salary data for Sand Springs, OK:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $106,224 for actuariesin the Sand Springs metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Sand Springs is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov