Actuary Pay

Sand Springs vs Tulsa: Actuary Salary (2026)

Compare actuary salaries between Sand Springs, OK and Tulsa, OK. All figures are 2026 estimates projected from BLS 2025 data.

Sand Springs, OK
$109,623
$52.70/hr
Tulsa, OK
$123,814
$59.53/hr

Side-by-Side Comparison

MetricSand Springs, OKTulsa, OK
Median Salary$109,623$123,814
Hourly Rate$52.70$59.53
Entry Level (P10)$71,312$73,796
25th Percentile$84,799$92,199
75th Percentile$140,318$158,482
Top Earner (P90)$169,916$191,912
Total Employed6102
Side-by-side bar chart comparing Sand Springs ($109,623) and Tulsa ($123,814) actuary salaries.Sand SpringsTulsaMedian Salary$109,623$123,814Entry Level (P10)$71,312$73,796Top Earner (P90)$169,916$191,912US Median $134,160

Verdict

Tulsa, OK offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Sand Springs.

The salary gap between Sand Springs and Tulsa is $14,191 (12.95%). Tulsa's median is -7.71% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Sand Springs spans $98,604,Tulsa spans $118,116. Tulsa has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Sand Springs
P10 (Entry)$71,312
P25$84,799
Median$109,623
P75$140,318
P90 (Top)$169,916
Tulsa
P10 (Entry)$73,796
P25$92,199
Median$123,814
P75$158,482
P90 (Top)$191,912

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Tulsa ($139,273 effective) pays 12.95% more than Sand Springs ($123,310 effective).

Sand Springs
Nominal: $109,623
CoL Index: 88.9
Adjusted: $123,310
Tulsa
Nominal: $123,814
CoL Index: 88.9
Adjusted: $139,273

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Sand Springs if…

  • You prefer the Oklahoma area and lifestyle

Choose Tulsa if…

  • Higher median salary ($123,814/year)
  • Better top-earner potential ($191,912)
  • Larger job market (102 employed)
  • Better purchasing power (CoL-adjusted: $139,273)
  • You prefer the Oklahoma area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Sand Springs grew 20.4% from 2024 to 2025, compared to 19.7% growth in Tulsa over the same period.

Sand Springs, OK

+20.4%

$88,248 (2024) → $106,224 (2025)

Tulsa, OK

+19.7%

$100,190 (2020) → $119,975 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Sand Springs or Tulsa?

Tulsa has a higher median actuary salary at $123,814/year, compared to Sand Springs at $109,623/year — a difference of $14,191 (12.95%).

What is the hourly rate difference between Sand Springs and Tulsa?

Sand Springs actuarys earn $52.70/hr while Tulsa hygienists earn $59.53/hr (2026 est.).

Should I relocate from Sand Springs to Tulsa as a actuary?

Consider more than just salary when comparing Sand Springs and Tulsa. Factor in cost of living (CoL-adjusted: Sand Springs = $123,310, Tulsa = $139,273), job availability (6 vs 102 employed), commute, and career growth potential.

What do entry-level actuarys earn in Sand Springs vs Tulsa?

Entry-level (10th percentile) actuarys earn $71,312 in Sand Springs and $73,796 in Tulsa. The Tulsa area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov