Actuary Salary in St. Peters, MO: $121,780 (2026)
Quick Answer:A full-time actuary in St. Peters, MO earns a median $121,780/year (≈ $58.55/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in St. Peters's price level (10% below national, BEA RPP 89.6), that paycheck buys what $135,915 would nationally. Nominal pay sits 1.3% above the Missouri state average.
Based on BLS state-level estimates · View source
In St. Peters, Missouri, actuaries can expect a median annual salary of $121,780 in 2026, presenting an appealing financial environment for this profession. The salary range runs from $73,719 at the 10th percentile to $188,759 at the 90th percentile, illustrating the diverse opportunities available based on experience, expertise, and the completion of professional exams. These figures, derived from 2025 BLS data projected to 2026 and adjusted for regional cost factors, indicate that while St. Peters' compensation is slightly below the national median of $134,160, the local market still provides a robust earning potential. This is influenced by the city's low cost of living index of 89.6, which enhances the purchasing power of actuaries in the area.
About the St. Peters Market
Salary estimated from Missouri average ($118,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $73,719 | $35.44 |
| Lower Range (P25) | $90,680 | $43.59 |
| Median (P50)(typical) | $121,780 | $58.55 |
| Upper Range (P75) | $155,878 | $74.94 |
| Top Earners (P90) | $188,759 | $90.75 |
Median Salary Position
9.23% below the national average
2026 Salary Percentile Distribution in St. Peters
In St. Peters, MO, the actuary salary spread from the 10th to 90th percentile is $115,040 (2026 est.). At $121,780, the local median is 9.23% below the national median of $134,160.
Salary Calculator
At 40 hours/week in St. Peters: You'd be in the lower-middle range
How St. Peters Actuary Pay Compares
St. Peters median: $121,780/year (2026)
| Compared To | Median Salary | St. Peters Pays |
|---|---|---|
| Missouri Average | $120,217 | +1.30% more |
| National Average | $134,160 | -9.23% less |
Actuarys in St. Peters, MO earn a median of $121,780 per year (2026 est.), which is 9.23% lower than the national median of $134,160 and 1.30% above the Missouri state average of $120,217.
Cost-of-Living Adjusted Salary
St. Peters has a cost of living 10.40% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
St. Peters, MO has a cost-of-living index of 89.6 (below the national average of 100). A actuary earning $121,780 nominally has purchasing power equivalent to $135,915 in an average-cost city — an effective 11.61% boost.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$98,352
2025 BLS Actual
$118,004
2026 Current Est.
$121,780
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in St. Peters (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $98,352 | Actual |
| 2020 | $100,784 | Actual |
| 2021 | $96,128 | Actual |
| 2022 | $103,471 | Actual |
| 2023 | $108,927 | Actual |
| 2024 | $107,112 | Actual |
| 2025 | $118,004 | Actual |
| 2026(current) | $121,780 | Estimated |
| 2027 | $125,677 | Projected |
Based on 7 years of BLS OEWS data for the St. Peters metropolitan area, the median actuary salary grew 20.0% from $98,352 (2019) to $118,004 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $125,677 by 2027 — a total increase of $27,325 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the St. Peters metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $73,719 – $90,680 |
| 3-5 years (Mid Career) | $90,680 – $121,780 |
| 5+ years (Experienced) | $121,780 – $155,878 |
| 10+ years (Top Earner) | $155,878 – $188,759 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in St. Peters
While only nine actuaries are currently employed in St. Peters, the local job market shows potential for growth and competitive compensation, particularly with the ongoing demand in various sectors such as life insurance, health insurance, and property & casualty firms. Employers like Prudential, MetLife, and UnitedHealth are known to pay top dollar for qualified candidates, supporting the upward trajectory of actuary pay in St. Peters, MO. The prevailing salary differences can often be attributed to exam progression; successful completion of each exam usually translates into significant salary increases ranging from $3,000 to $8,000. For actuaries pursuing a Fellowship through the Society of Actuaries (SOA) or the Casualty Actuarial Society (CAS), those earning FSAs or FCAS credentials are often in a position to command higher wages, making a strategic focus on exam completion and acquiring sought-after credentials essential for maximizing overall compensation in this market.
More salary data for St. Peters, MO:
Frequently Asked Questions
How much do actuaries make in St. Peters, MO in 2026?
Is St. Peters, MO a good place to work as a actuary?
Can actuaries make $100K in St. Peters?
What is the cost-of-living adjusted actuary salary in St. Peters?
How much does a actuary make per hour in St. Peters?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Missouri
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $118,004 for actuariesin the St. Peters metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for St. Peters is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov