Actuary Salary in Jefferson City, MO: $114,516 (2026)
Quick Answer:A full-time actuary in Jefferson City, MO earns a median $114,516/year (≈ $55.06/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Jefferson City's price level (10% below national, BEA RPP 89.6), that paycheck buys what $127,808 would nationally. Nominal pay sits 4.7% below the Missouri state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in Jefferson City, Missouri, can anticipate a median annual salary of $114,516. This figure reflects a competitive pay scale when considering the local market dynamics, with salaries ranging from $72,645 at the 10th percentile to $177,500 at the 90th percentile. These estimates, derived from 2025 BLS data adjusted for regional price parity, highlight the consulting firms' premium pay for actuaries at the Fellowship level compared to their counterparts in insurance companies. Given that many actuarial professionals in Jefferson City are likely employed by insurance firms or consulting agencies, understanding the local compensation gradient is crucial for career planning in this niche.
About the Jefferson City Market
Salary estimated from Missouri average ($118,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $72,645 | $34.92 |
| Lower Range (P25) | $87,807 | $42.22 |
| Median (P50)(typical) | $114,516 | $55.06 |
| Upper Range (P75) | $146,580 | $70.48 |
| Top Earners (P90) | $177,500 | $85.34 |
Median Salary Position
14.64% below the national average
2026 Salary Percentile Distribution in Jefferson City
In Jefferson City, MO, the actuary salary spread from the 10th to 90th percentile is $104,855 (2026 est.). At $114,516, the local median is 14.64% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Jefferson City: You'd be in the lower-middle range
How Jefferson City Actuary Pay Compares
Jefferson City median: $114,516/year (2026)
| Compared To | Median Salary | Jefferson City Pays |
|---|---|---|
| Missouri Average | $120,164 | -4.70% less |
| National Average | $134,160 | -14.64% less |
Actuarys in Jefferson City, MO earn a median of $114,516 per year (2026 est.), which is 14.64% lower than the national median of $134,160 and 4.70% below the Missouri state average of $120,164.
Cost-of-Living Adjusted Salary
Jefferson City has a cost of living 10.40% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Jefferson City, MO has a cost-of-living index of 89.6 (below the national average of 100). A actuary earning $114,516 nominally has purchasing power equivalent to $127,808 in an average-cost city — an effective 11.61% boost.
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2019 BLS Actual
$92,485
2025 BLS Actual
$110,965
2026 Current Est.
$114,516
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Jefferson City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $92,485 | Actual |
| 2020 | $94,773 | Actual |
| 2021 | $90,394 | Actual |
| 2022 | $97,299 | Actual |
| 2023 | $102,429 | Actual |
| 2024 | $100,722 | Actual |
| 2025 | $110,965 | Actual |
| 2026(current) | $114,516 | Estimated |
| 2027 | $118,180 | Projected |
Based on 7 years of BLS OEWS data for the Jefferson City metropolitan area, the median actuary salary grew 20.0% from $92,485 (2019) to $110,965 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $118,180 by 2027 — a total increase of $25,695 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Jefferson City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $72,645 – $87,807 |
| 3-5 years (Mid Career) | $87,807 – $114,516 |
| 5+ years (Experienced) | $114,516 – $146,580 |
| 10+ years (Top Earner) | $146,580 – $177,500 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Jefferson City
With only eight actuaries reported as employed in Jefferson City, the market remains relatively small yet focused, providing unique dynamics for professionals seeking employment. The city’s cost of living index stands at 89.6, suggesting that while salaries may be lower than national averages, purchasing power is more favorable. Employers in the area, such as Prudential and MetLife in life insurance, or State Farm and Allstate in property and casualty, often offer competitive salaries that can vary significantly based on credentials and specialty areas. Actuaries pursuing roles in consulting firms like Mercer or WTW may find higher pay scales, reflecting the demand for FSA-level skill sets. To boost earning potential, candidates should prioritize passing exams, advance their qualifications through the ASA-to-FSA progression, and develop expertise in predictive analytics, which is increasingly valued across the industry.
More salary data for Jefferson City, MO:
Frequently Asked Questions
How much do actuaries make in Jefferson City, MO in 2026?
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Can actuaries make $100K in Jefferson City?
What is the cost-of-living adjusted actuary salary in Jefferson City?
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Related Pages
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $110,965 for actuariesin the Jefferson City metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Jefferson City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov