Actuary Pay

Jefferson City vs St. Louis: Actuary Salary (2026)

Compare actuary salaries between Jefferson City, MO and St. Louis, MO. All figures are 2026 estimates projected from BLS 2025 data.

Jefferson City, MO
$114,516
$55.06/hr
St. Louis, MO
$133,500
$64.18/hr

Side-by-Side Comparison

MetricJefferson City, MOSt. Louis, MO
Median Salary$114,516$133,500
Hourly Rate$55.06$64.18
Entry Level (P10)$72,645$81,507
25th Percentile$87,807$104,862
75th Percentile$146,580$181,849
Top Earner (P90)$177,500$209,785
Total Employed8250
Side-by-side bar chart comparing Jefferson City ($114,516) and St. Louis ($133,500) actuary salaries.Jefferson CitySt. LouisMedian Salary$114,516$133,500Entry Level (P10)$72,645$81,507Top Earner (P90)$177,500$209,785US Median $134,160

Verdict

St. Louis, MO offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Jefferson City.

The salary gap between Jefferson City and St. Louis is $18,984 (16.58%). St. Louis's median is -0.49% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Jefferson City spans $104,855,St. Louis spans $128,278. St. Louis has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Jefferson City
P10 (Entry)$72,645
P25$87,807
Median$114,516
P75$146,580
P90 (Top)$177,500
St. Louis
P10 (Entry)$81,507
P25$104,862
Median$133,500
P75$181,849
P90 (Top)$209,785

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, St. Louis ($140,396 effective) pays 9.85% more than Jefferson City ($127,808 effective).

Jefferson City
Nominal: $114,516
CoL Index: 89.6
Adjusted: $127,808
St. Louis
Nominal: $133,500
CoL Index: 95.088
Adjusted: $140,396

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Jefferson City if…

  • You prefer the Missouri area and lifestyle

Choose St. Louis if…

  • Higher median salary ($133,500/year)
  • Better top-earner potential ($209,785)
  • Larger job market (250 employed)
  • Better purchasing power (CoL-adjusted: $140,396)
  • You prefer the Missouri area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Jefferson City grew 10.2% from 2024 to 2025, compared to 31.5% growth in St. Louis over the same period.

Jefferson City, MO

+10.2%

$100,722 (2024) → $110,965 (2025)

St. Louis, MO

+31.5%

$98,360 (2019) → $129,360 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Jefferson City or St. Louis?

St. Louis has a higher median actuary salary at $133,500/year, compared to Jefferson City at $114,516/year — a difference of $18,984 (16.58%).

What is the hourly rate difference between Jefferson City and St. Louis?

Jefferson City actuarys earn $55.06/hr while St. Louis hygienists earn $64.18/hr (2026 est.).

Should I relocate from Jefferson City to St. Louis as a actuary?

Consider more than just salary when comparing Jefferson City and St. Louis. Factor in cost of living (CoL-adjusted: Jefferson City = $127,808, St. Louis = $140,396), job availability (8 vs 250 employed), commute, and career growth potential.

What do entry-level actuarys earn in Jefferson City vs St. Louis?

Entry-level (10th percentile) actuarys earn $72,645 in Jefferson City and $81,507 in St. Louis. The St. Louis area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov