Actuary Salary in Flint, MI: $121,722 (2026)
Quick Answer:A full-time actuary in Flint, MI earns a median $121,722/year (≈ $58.52/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Flint's price level (7% below national, BEA RPP 93.2), that paycheck buys what $130,603 would nationally. Nominal pay sits 2.7% below the Michigan state average.
Based on BLS state-level estimates · View source
Actuaries in Flint, Michigan, can expect a median annual salary of $121,722 in 2026, which reflects a competitive local compensation compared to their counterparts nationally. This figure falls within a salary range that spans from $75,507 at the P10 level to $188,669 at the P90 level. These estimates are derived from 2025 BLS data, projected to account for regional cost considerations. The job market in Flint engages a small but specialized pool of actuaries who primarily serve in life, health, and pension roles under the Society of Actuaries (SOA) umbrella, contrasting with the Property and Casualty (P&C) specialization offered by the Casualty Actuarial Society (CAS). Understanding these dynamics is vital for job seekers looking to optimize their career paths in Flint's actuarial sector.
About the Flint Market
Salary estimated from Michigan average ($120,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $75,507 | $36.31 |
| Lower Range (P25) | $92,097 | $44.27 |
| Median (P50)(typical) | $121,722 | $58.52 |
| Upper Range (P75) | $155,804 | $74.90 |
| Top Earners (P90) | $188,669 | $90.70 |
Median Salary Position
9.27% below the national average
2026 Salary Percentile Distribution in Flint
In Flint, MI, the actuary salary spread from the 10th to 90th percentile is $113,162 (2026 est.). At $121,722, the local median is 9.27% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Flint: You'd be in the lower-middle range
How Flint Actuary Pay Compares
Flint median: $121,722/year (2026)
| Compared To | Median Salary | Flint Pays |
|---|---|---|
| Michigan Average | $125,100 | -2.70% less |
| National Average | $134,160 | -9.27% less |
Actuarys in Flint, MI earn a median of $121,722 per year (2026 est.), which is 9.27% lower than the national median of $134,160 and 2.70% below the Michigan state average of $125,100.
Cost-of-Living Adjusted Salary
Flint has a cost of living 6.80% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Flint, MI has a cost-of-living index of 93.2 (below the national average of 100). A actuary earning $121,722 nominally has purchasing power equivalent to $130,603 in an average-cost city — an effective 7.3% boost.
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2019 BLS Actual
$98,305
2025 BLS Actual
$117,948
2026 Current Est.
$121,722
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Flint (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $98,305 | Actual |
| 2020 | $100,737 | Actual |
| 2021 | $96,082 | Actual |
| 2022 | $103,422 | Actual |
| 2023 | $108,875 | Actual |
| 2024 | $108,875 | Actual |
| 2025 | $117,948 | Actual |
| 2026(current) | $121,722 | Estimated |
| 2027 | $125,617 | Projected |
Based on 7 years of BLS OEWS data for the Flint metropolitan area, the median actuary salary grew 20.0% from $98,305 (2019) to $117,948 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $125,617 by 2027 — a total increase of $27,312 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Flint metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $75,507 – $92,097 |
| 3-5 years (Mid Career) | $92,097 – $121,722 |
| 5+ years (Experienced) | $121,722 – $155,804 |
| 10+ years (Top Earner) | $155,804 – $188,669 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Flint
With only 17 actuaries currently employed in Flint, the local job market's strength is somewhat limited. However, the area's cost-of-living index, which stands at 93.2, suggests that actuaries in Flint enjoy a favorable purchasing power relative to their salaries. Life insurance companies such as Prudential and MetLife, along with health insurers like UnitedHealth and Cigna, tend to offer the most competitive pay packages in the region. Variability in salaries is driven by factors such as exam progressions—each passed actuarial exam can yield additional earnings, typically between $3,000 and $8,000. Those credentialed as Fellows (FSA or FCAS) often enjoy significant pay jumps and could benefit from consulting firm positions where demand for high-level skills like predictive analytics is growing. For prospective actuaries in Flint, focusing on advanced studies, networking within the local industry, and pursuing relevant credentials can build a robust foundation for greater earning potential.
More salary data for Flint, MI:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $117,948 for actuariesin the Flint metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Flint is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov