Actuary Salary in Odenton, MD: $141,151 (2026)
Quick Answer:A full-time actuary in Odenton, MD earns a median $141,151/year (≈ $67.86/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Odenton's price level (9% above national, BEA RPP 109.3), that paycheck buys what $129,141 would nationally. Nominal pay sits 3.7% below the Maryland state average.
Based on BLS state-level estimates · View source
In 2026, the median annual salary for actuaries in Odenton, Maryland, is projected to reach $141,151, slightly above the national median of $134,160. Actuaries in this area can expect a salary range from $91,924 at the 10th percentile to $218,784 at the 90th percentile, reflecting significant pay differentiation driven by experience, credentialing, and specialty focus. These estimates are based on 2025 BLS data, adjusted for regional economic conditions. With major employers in both consulting firms like Mercer and WTW, and insurance industries, Odenton presents varied opportunities for actuaries, making it an attractive locale for both early-career professionals and seasoned experts alike.
About the Odenton Market
Salary estimated from Maryland average ($130,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $91,924 | $44.19 |
| Lower Range (P25) | $109,991 | $52.88 |
| Median (P50)(typical) | $141,151 | $67.86 |
| Upper Range (P75) | $180,673 | $86.86 |
| Top Earners (P90) | $218,784 | $105.18 |
Median Salary Position
5.21% above the national average
2026 Salary Percentile Distribution in Odenton
In Odenton, MD, the actuary salary spread from the 10th to 90th percentile is $126,860 (2026 est.). At $141,151, the local median is 5.21% above the national median of $134,160.
Salary Calculator
At 40 hours/week in Odenton: You'd be in the lower-middle range
How Odenton Actuary Pay Compares
Odenton median: $141,151/year (2026)
| Compared To | Median Salary | Odenton Pays |
|---|---|---|
| Maryland Average | $146,574 | -3.70% less |
| National Average | $134,160 | +5.21% more |
Actuarys in Odenton, MD earn a median of $141,151 per year (2026 est.), which is 5.21% higher than the national median of $134,160 and 3.70% below the Maryland state average of $146,574.
Cost-of-Living Adjusted Salary
Odenton has a cost of living 9.30% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Odenton, MD has a cost-of-living index of 109.3 (above the national average of 100). While the nominal salary of $141,151 is competitive, the higher cost of living reduces purchasing power to an effective $129,141 — a 8.51% reduction.
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2019 BLS Actual
$113,996
2025 BLS Actual
$136,774
2026 Current Est.
$141,151
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Odenton (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $113,996 | Actual |
| 2020 | $116,816 | Actual |
| 2021 | $111,418 | Actual |
| 2022 | $119,930 | Actual |
| 2023 | $126,253 | Actual |
| 2024 | $136,774 | Actual |
| 2025 | $136,774 | Actual |
| 2026(current) | $141,151 | Estimated |
| 2027 | $145,668 | Projected |
Based on 7 years of BLS OEWS data for the Odenton metropolitan area, the median actuary salary grew 20.0% from $113,996 (2019) to $136,774 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $145,668 by 2027 — a total increase of $31,672 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Odenton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $91,924 – $109,991 |
| 3-5 years (Mid Career) | $109,991 – $141,151 |
| 5+ years (Experienced) | $141,151 – $180,673 |
| 10+ years (Top Earner) | $180,673 – $218,784 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Odenton
With only nine actuaries currently employed in Odenton, the local market offers limited competition, potentially allowing for upward mobility in salaries. The cost-of-living index of 109.3 indicates that expenses are above the national average, which can impact take-home pay. Employers in Odenton, particularly within life and health insurance, may offer more competitive salaries than those in other sectors. The disparity between salaries among actuaries often hinges on exam progression; each completed exam can add hundreds to thousands of dollars in base pay. Focusing on certifications like FSA or FCAS, alongside in-demand skills in predictive analytics, can further enhance earning potential. For those interested in maximizing their actuary pay in Odenton MD, aligning with rapidly growing specialties and pursuing advanced credentials will be key strategies to consider.
More salary data for Odenton, MD:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $136,774 for actuariesin the Odenton metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Odenton is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov