Germantown vs Odenton: Actuary Salary (2026)
Compare actuary salaries between Germantown, MD and Odenton, MD. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Germantown, MD | Odenton, MD |
|---|---|---|
| Median Salary | $147,604▲ | $141,151 |
| Hourly Rate | $70.96▲ | $67.86 |
| Entry Level (P10) | $87,802 | $91,924▲ |
| 25th Percentile | $108,746 | $109,991▲ |
| 75th Percentile | $188,933▲ | $180,673 |
| Top Earner (P90) | $228,786▲ | $218,784 |
| Total Employed | 22▲ | 9 |
Verdict
Germantown, MD offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Odenton.
The salary gap between Germantown and Odenton is $6,453 (4.57%). Germantown's median is +10.02% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Germantown spans $140,984,Odenton spans $126,860. Germantown has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Germantown ($135,045 effective) pays 4.57% more than Odenton ($129,141 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Germantown if…
- ✓Higher median salary ($147,604/year)
- ✓Better top-earner potential ($228,786)
- ✓Larger job market (22 employed)
- ✓Better purchasing power (CoL-adjusted: $135,045)
- ✓You prefer the Maryland area and lifestyle
Choose Odenton if…
- ✓You prefer the Maryland area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Germantown grew 0.0% from 2024 to 2025, compared to 0.0% growth in Odenton over the same period.
Germantown, MD
$143,027 (2024) → $143,027 (2025)
Odenton, MD
$136,774 (2024) → $136,774 (2025)
View Full Salary Data
Germantown, MD
Odenton, MD
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov