Actuary Salary in Gardner, KS: $103,548 (2026)
Quick Answer:A full-time actuary in Gardner, KS earns a median $103,548/year (≈ $49.78/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Gardner's price level (9% below national, BEA RPP 90.9), that paycheck buys what $113,914 would nationally. Nominal pay sits 7.3% below the Kansas state average.
Based on BLS state-level estimates · View source
Actuaries in Gardner, Kansas, can expect a median annual salary of $103,548 in 2026, a figure that reflects local market conditions and cost adjustments based on 2025 BLS data. The salary range for this profession in the area spans from $69,010 at the 10th percentile to $160,499 at the 90th percentile, indicating a significant variance in earnings potential based on experience and credentials. While actuarial roles generally offer competitive salaries, the pay in Gardner falls below the national median of $134,160, highlighting the importance of factors such as credential attainment and exam progression in shaping professional compensation. As the local job market includes only six actuaries, competition for advanced roles within larger firms or consulting practices may prove beneficial for those seeking higher pay.
About the Gardner Market
Salary estimated from Kansas average ($112,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $69,010 | $33.18 |
| Lower Range (P25) | $81,217 | $39.05 |
| Median (P50)(typical) | $103,548 | $49.78 |
| Upper Range (P75) | $132,541 | $63.73 |
| Top Earners (P90) | $160,499 | $77.16 |
Median Salary Position
22.82% below the national average
2026 Salary Percentile Distribution in Gardner
In Gardner, KS, the actuary salary spread from the 10th to 90th percentile is $91,489 (2026 est.). At $103,548, the local median is 22.82% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Gardner: You'd be in the lower-middle range
How Gardner Actuary Pay Compares
Gardner median: $103,548/year (2026)
| Compared To | Median Salary | Gardner Pays |
|---|---|---|
| Kansas Average | $111,702 | -7.30% less |
| National Average | $134,160 | -22.82% less |
Actuarys in Gardner, KS earn a median of $103,548 per year (2026 est.), which is 22.82% lower than the national median of $134,160 and 7.30% below the Kansas state average of $111,702.
Cost-of-Living Adjusted Salary
Gardner has a cost of living 9.10% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Gardner, KS has a cost-of-living index of 90.9 (below the national average of 100). A actuary earning $103,548 nominally has purchasing power equivalent to $113,914 in an average-cost city — an effective 10.01% boost.
Compare Purchasing Power
Select a city to see how your salary compares after cost of living
Select a city above to compare purchasing power
2019 BLS Actual
$83,627
2025 BLS Actual
$100,337
2026 Current Est.
$103,548
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Gardner (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $83,627 | Actual |
| 2020 | $85,696 | Actual |
| 2021 | $81,736 | Actual |
| 2022 | $87,980 | Actual |
| 2023 | $92,619 | Actual |
| 2024 | $94,409 | Actual |
| 2025 | $100,337 | Actual |
| 2026(current) | $103,548 | Estimated |
| 2027 | $106,861 | Projected |
Based on 7 years of BLS OEWS data for the Gardner metropolitan area, the median actuary salary grew 20.0% from $83,627 (2019) to $100,337 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $106,861 by 2027 — a total increase of $23,234 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Gardner metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $69,010 – $81,217 |
| 3-5 years (Mid Career) | $81,217 – $103,548 |
| 5+ years (Experienced) | $103,548 – $132,541 |
| 10+ years (Top Earner) | $132,541 – $160,499 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Gardner
The cost of living in Gardner, with an index of 90.9, suggests that the purchasing power associated with an actuary salary in the area remains favorable compared to national averages. This economic context benefits prospective actuaries, particularly as they navigate their careers and employer options. Companies like Prudential, MetLife, and UnitedHealth are notable for offering salaries that can surpass local averages, especially for those armed with advanced credentials from the Society of Actuaries (SOA) or Casualty Actuarial Society (CAS). Compensation disparities are often linked to the exam progression; for example, achieving fellowship status can substantially increase earnings potential. In this market, strategies such as focusing on predictive analytics or consulting roles can yield enhanced pay, given the growing preference for data-driven insights in the industry. Maximizing income may revolve around effectively leveraging exam success and skills tailored to the particular needs of local employers, ensuring that actuaries in Gardner can advance their careers effectively.
More salary data for Gardner, KS:
Frequently Asked Questions
How much do actuaries make in Gardner, KS in 2026?
Is Gardner, KS a good place to work as a actuary?
Can actuaries make $100K in Gardner?
What is the cost-of-living adjusted actuary salary in Gardner?
How much does a actuary make per hour in Gardner?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Kansas
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $100,337 for actuariesin the Gardner metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Gardner is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov