Actuary Salary in Titusville, FL: $125,826 (2026)
Quick Answer:A full-time actuary in Titusville, FL earns a median $125,826/year (≈ $60.50/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Titusville's price level (1% above national, BEA RPP 100.8), that paycheck buys what $124,827 would nationally. Nominal pay sits 3.0% below the Florida state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in Titusville, Florida, can expect a median annual salary of $125,826, reflecting a slight dip compared to the national median of $134,160. This market presents a salary range from $73,592 at the 10th percentile to approximately $195,029 at the 90th percentile, indicating a substantial spread that rewards higher skill levels and credentials. These figures, derived from 2025 BLS data and adjusted for regional cost factors, highlight the competitive nature of actuarial roles in the area, particularly when considering the differing pay scales between consulting firms like Milliman and Mercer and traditional insurance companies. The job market here, though modest with only seven actuaries currently employed, represents opportunities for those who excel in actuarial exams and attain advanced designations.
About the Titusville Market
Salary estimated from Florida average ($118,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $73,592 | $35.38 |
| Lower Range (P25) | $99,251 | $47.72 |
| Median (P50)(typical) | $125,826 | $60.50 |
| Upper Range (P75) | $161,057 | $77.43 |
| Top Earners (P90) | $195,029 | $93.77 |
Median Salary Position
6.21% below the national average
2026 Salary Percentile Distribution in Titusville
In Titusville, FL, the actuary salary spread from the 10th to 90th percentile is $121,437 (2026 est.). At $125,826, the local median is 6.21% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Titusville: You'd be in the lower-middle range
How Titusville Actuary Pay Compares
Titusville median: $125,826/year (2026)
| Compared To | Median Salary | Titusville Pays |
|---|---|---|
| Florida Average | $129,717 | -3.00% less |
| National Average | $134,160 | -6.21% less |
Actuarys in Titusville, FL earn a median of $125,826 per year (2026 est.), which is 6.21% lower than the national median of $134,160 and 3.00% below the Florida state average of $129,717.
Cost-of-Living Adjusted Salary
Titusville has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Titusville, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $125,826 is competitive, the higher cost of living reduces purchasing power to an effective $124,827 — a 0.79% reduction.
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2019 BLS Actual
$101,619
2025 BLS Actual
$121,924
2026 Current Est.
$125,826
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Titusville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $101,619 | Actual |
| 2020 | $104,132 | Actual |
| 2021 | $99,321 | Actual |
| 2022 | $106,909 | Actual |
| 2023 | $112,545 | Actual |
| 2024 | $115,399 | Actual |
| 2025 | $121,924 | Actual |
| 2026(current) | $125,826 | Estimated |
| 2027 | $129,852 | Projected |
Based on 7 years of BLS OEWS data for the Titusville metropolitan area, the median actuary salary grew 20.0% from $101,619 (2019) to $121,924 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $129,852 by 2027 — a total increase of $28,233 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Titusville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $73,592 – $99,251 |
| 3-5 years (Mid Career) | $99,251 – $125,826 |
| 5+ years (Experienced) | $125,826 – $161,057 |
| 10+ years (Top Earner) | $161,057 – $195,029 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Titusville
With a cost-of-living index of 100.8, Titusville's pricing aligns closely with national averages, impacting the real purchasing power of actuarial salaries. Within the local market, life insurance companies such as Prudential and MetLife tend to offer competitive packages, but firms specializing in property and casualty insurance, like State Farm, also provide lucrative employment opportunities. The disparity in salaries often correlates with the progression through the actuarial exams, where each passed exam can lead to incremental pay increases. For professionals seeking to maximize their earning potential in Titusville, it is advisable to focus on passing exams promptly and consider cross-sector opportunities in consulting, where pay for full FSA credential holders is significantly higher. Developing expertise in relevant sectors such as predictive analytics can further enhance employability and salary prospects in this evolving landscape.
More salary data for Titusville, FL:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $121,924 for actuariesin the Titusville metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Titusville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov