Actuary Salary in Pembroke Pines, FL: $132,492 (2026)
Quick Answer:A full-time actuary in Pembroke Pines, FL earns a median $132,492/year (≈ $63.70/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Pembroke Pines's price level (1% above national, BEA RPP 100.8), that paycheck buys what $131,440 would nationally. Nominal pay sits 2.2% above the Florida state average.
Based on BLS state-level estimates · View source
Actuaries in Pembroke Pines, Florida, are projected to earn a median annual salary of $132,492 in 2026, a figure slightly below the national median of $134,160. Those entering the profession can expect to start on the lower end of the spectrum, with salaries ranging from $76,846 at the 10th percentile to $205,363 at the 90th percentile. Estimates indicate that the local market for either life and health specialists from the Society of Actuaries (SOA) or property and casualty professionals from the Casualty Actuarial Society (CAS) can significantly influence earnings. With the fundamental differences in specialty areas, actuaries specializing in property and casualty often see higher potential earnings, particularly in consulting roles.
About the Pembroke Pines Market
Salary estimated from Florida average ($118,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $76,846 | $36.95 |
| Lower Range (P25) | $95,820 | $46.07 |
| Median (P50)(typical) | $132,492 | $63.70 |
| Upper Range (P75) | $169,591 | $81.54 |
| Top Earners (P90) | $205,363 | $98.73 |
Median Salary Position
1.24% below the national average
2026 Salary Percentile Distribution in Pembroke Pines
In Pembroke Pines, FL, the actuary salary spread from the 10th to 90th percentile is $128,517 (2026 est.). At $132,492, the local median is 1.24% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Pembroke Pines: You'd be in the lower-middle range
How Pembroke Pines Actuary Pay Compares
Pembroke Pines median: $132,492/year (2026)
| Compared To | Median Salary | Pembroke Pines Pays |
|---|---|---|
| Florida Average | $129,640 | +2.20% more |
| National Average | $134,160 | -1.24% less |
Actuarys in Pembroke Pines, FL earn a median of $132,492 per year (2026 est.), which is 1.24% lower than the national median of $134,160 and 2.20% above the Florida state average of $129,640.
Cost-of-Living Adjusted Salary
Pembroke Pines has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Pembroke Pines, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $132,492 is competitive, the higher cost of living reduces purchasing power to an effective $131,440 — a 0.79% reduction.
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2019 BLS Actual
$107,003
2025 BLS Actual
$128,384
2026 Current Est.
$132,492
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Pembroke Pines (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $107,003 | Actual |
| 2020 | $109,650 | Actual |
| 2021 | $104,584 | Actual |
| 2022 | $112,573 | Actual |
| 2023 | $118,508 | Actual |
| 2024 | $121,513 | Actual |
| 2025 | $128,384 | Actual |
| 2026(current) | $132,492 | Estimated |
| 2027 | $136,732 | Projected |
Based on 7 years of BLS OEWS data for the Pembroke Pines metropolitan area, the median actuary salary grew 20.0% from $107,003 (2019) to $128,384 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $136,732 by 2027 — a total increase of $29,729 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Pembroke Pines metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $76,846 – $95,820 |
| 3-5 years (Mid Career) | $95,820 – $132,492 |
| 5+ years (Experienced) | $132,492 – $169,591 |
| 10+ years (Top Earner) | $169,591 – $205,363 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Pembroke Pines
Approximately 40 actuaries are employed in Pembroke Pines, contributing to a supportive local job market. The cost-of-living index stands at 100.8, which suggests that while salaries are competitive, the purchasing power may be slightly affected by the market conditions in FL. Major employers like Prudential and UnitedHealth offer attractive pay packages, especially for those holding advanced credentials like FSA or FCAS. The disparity in salaries often stems from exam progression, where each passed exam can yield an increase of $3,000 to $8,000 in base salary. Those pursuing a career as an actuary in Pembroke Pines should look to enhance their qualifications and consider shifting towards high-demand consulting roles to maximize their compensation in this evolving industry.
More salary data for Pembroke Pines, FL:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $128,384 for actuariesin the Pembroke Pines metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Pembroke Pines is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov