Actuary Salary in Middletown, CT: $143,219 (2026)
Quick Answer:A full-time actuary in Middletown, CT earns a median $143,219/year (≈ $68.86/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Middletown's price level (8% above national, BEA RPP 107.9), that paycheck buys what $132,733 would nationally. Nominal pay sits 1.1% below the Connecticut state average.
Based on BLS state-level estimates · View source
In 2026, the median annual actuary salary in Middletown, Connecticut, is projected to reach $143,219, offering a competitive edge over the national average of $134,160, translating to an increase of 6.75%. The local salary range indicates a wide spectrum of earnings, from $88,585 at the 10th percentile to $221,989 at the 90th percentile, reflecting the varying levels of experience and specialization in the field. These figures are based on estimates derived from 2025 BLS data, adjusted for regional cost variations. In the context of a small market with just seven actuaries employed in the city, this salary data points to a niche environment where professionals may enjoy unique opportunities for advancement and negotiation, particularly in specialty areas like property and casualty or consulting.
About the Middletown Market
Salary estimated from Connecticut average ($145,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $88,585 | $42.59 |
| Lower Range (P25) | $107,693 | $51.78 |
| Median (P50)(typical) | $143,219 | $68.86 |
| Upper Range (P75) | $183,320 | $88.13 |
| Top Earners (P90) | $221,989 | $106.73 |
Median Salary Position
6.75% above the national average
2026 Salary Percentile Distribution in Middletown
In Middletown, CT, the actuary salary spread from the 10th to 90th percentile is $133,404 (2026 est.). At $143,219, the local median is 6.75% above the national median of $134,160.
Salary Calculator
At 40 hours/week in Middletown: You'd be in the lower-middle range
How Middletown Actuary Pay Compares
Middletown median: $143,219/year (2026)
| Compared To | Median Salary | Middletown Pays |
|---|---|---|
| Connecticut Average | $144,812 | -1.10% less |
| National Average | $134,160 | +6.75% more |
Actuarys in Middletown, CT earn a median of $143,219 per year (2026 est.), which is 6.75% higher than the national median of $134,160 and 1.10% below the Connecticut state average of $144,812.
Cost-of-Living Adjusted Salary
Middletown has a cost of living 7.90% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Middletown, CT has a cost-of-living index of 107.9 (above the national average of 100). While the nominal salary of $143,219 is competitive, the higher cost of living reduces purchasing power to an effective $132,733 — a 7.32% reduction.
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2019 BLS Actual
$115,666
2025 BLS Actual
$138,778
2026 Current Est.
$143,219
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Middletown (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $115,666 | Actual |
| 2020 | $118,527 | Actual |
| 2021 | $113,051 | Actual |
| 2022 | $121,687 | Actual |
| 2023 | $128,103 | Actual |
| 2024 | $154,791 | Actual |
| 2025 | $138,778 | Actual |
| 2026(current) | $143,219 | Estimated |
| 2027 | $147,802 | Projected |
Based on 7 years of BLS OEWS data for the Middletown metropolitan area, the median actuary salary grew 20.0% from $115,666 (2019) to $138,778 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $147,802 by 2027 — a total increase of $32,136 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Middletown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $88,585 – $107,693 |
| 3-5 years (Mid Career) | $107,693 – $143,219 |
| 5+ years (Experienced) | $143,219 – $183,320 |
| 10+ years (Top Earner) | $183,320 – $221,989 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Middletown
The cost of living index in Middletown stands at 107.9, slightly above the national norm, which indicates that take-home salaries may not stretch as far as in other parts of the country. However, the actuary pay in Middletown CT can still afford a comfortable lifestyle, especially considering potential bonuses tied to exam progression and specialized skill sets. Employers such as Prudential, UnitedHealth, and consulting firms like Mercer typically offer more competitive salaries, particularly for those holding advanced credentials like FSA or FCAS. The disparity in pay largely hinges on exam progression—each passed exam can increase base pay by $3,000 to $8,000—which encourages continuous professional development. For those looking to maximize their earning potential, targeting top-tier employers and focusing on high-demand specializations will be crucial in this region's actuarial market.
More salary data for Middletown, CT:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $138,778 for actuariesin the Middletown metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Middletown is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov