Actuary Salary in Commerce City, CO: $136,653 (2026)
Quick Answer:A full-time actuary in Commerce City, CO earns a median $136,653/year (≈ $65.70/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Commerce City's price level (5% above national, BEA RPP 105.0), that paycheck buys what $130,146 would nationally. Nominal pay sits 3.0% below the Colorado state average.
Based on BLS state-level estimates · View source
With a projected annual salary of $136,653 in 2026, actuaries in Commerce City, Colorado, can expect a competitive income compared to their peers nationally. This projection is slightly ahead of the national median of $134,160, reflecting a vibrant market for actuaries in the region. The local salary range spans from $84,017 at the 10th percentile to $211,813 at the 90th percentile. These figures are derived from estimates based on 2025 BLS data, adjusted for regional cost variations, which indicate Commerce City’s job market is particularly favorable for those specializing in life, health, or pension sectors through the SOA, as opposed to property and casualty disciplines governed by the CAS.
About the Commerce City Market
Salary estimated from Colorado average ($125,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $84,017 | $40.39 |
| Lower Range (P25) | $102,831 | $49.43 |
| Median (P50)(typical) | $136,653 | $65.70 |
| Upper Range (P75) | $174,916 | $84.10 |
| Top Earners (P90) | $211,813 | $101.84 |
Median Salary Position
1.86% above the national average
2026 Salary Percentile Distribution in Commerce City
In Commerce City, CO, the actuary salary spread from the 10th to 90th percentile is $127,796 (2026 est.). At $136,653, the local median is 1.86% above the national median of $134,160.
Salary Calculator
At 40 hours/week in Commerce City: You'd be in the lower-middle range
How Commerce City Actuary Pay Compares
Commerce City median: $136,653/year (2026)
| Compared To | Median Salary | Commerce City Pays |
|---|---|---|
| Colorado Average | $140,880 | -3.00% less |
| National Average | $134,160 | +1.86% more |
Actuarys in Commerce City, CO earn a median of $136,653 per year (2026 est.), which is 1.86% higher than the national median of $134,160 and 3.00% below the Colorado state average of $140,880.
Cost-of-Living Adjusted Salary
Commerce City has a cost of living 5.00% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Commerce City, CO has a cost-of-living index of 105 (above the national average of 100). While the nominal salary of $136,653 is competitive, the higher cost of living reduces purchasing power to an effective $130,146 — a 4.76% reduction.
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2019 BLS Actual
$110,364
2025 BLS Actual
$132,416
2026 Current Est.
$136,653
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Commerce City (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $110,364 | Actual |
| 2020 | $113,093 | Actual |
| 2021 | $107,868 | Actual |
| 2022 | $116,108 | Actual |
| 2023 | $122,230 | Actual |
| 2024 | $127,323 | Actual |
| 2025 | $132,416 | Actual |
| 2026(current) | $136,653 | Estimated |
| 2027 | $141,026 | Projected |
Based on 7 years of BLS OEWS data for the Commerce City metropolitan area, the median actuary salary grew 20.0% from $110,364 (2019) to $132,416 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $141,026 by 2027 — a total increase of $30,662 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Commerce City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $84,017 – $102,831 |
| 3-5 years (Mid Career) | $102,831 – $136,653 |
| 5+ years (Experienced) | $136,653 – $174,916 |
| 10+ years (Top Earner) | $174,916 – $211,813 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Commerce City
In Commerce City, the actuarial job market employs only 16 actuaries, underscoring a niche market with potential for individual growth. The cost-of-living index stands at 105, indicating that while salaries are competitive, purchasing power is somewhat limited compared to the national average. Among local employers, life insurance companies like Prudential and MetLife tend to offer the highest compensation, while firms specializing in consulting also provide lucrative options for credentialed actuaries, especially those at the Fellowship level. The significant variance in pay can be attributed to factors such as exam progressions—where each passed exam can increase base salary by $3,000 to $8,000—as well as differing specialty market demands. Actuaries seeking to maximize their pay in Commerce City should focus on continual education and gaining experience in high-demand sectors, particularly those with a consulting edge, which is increasingly important in today's data-driven decision-making environment.
More salary data for Commerce City, CO:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $132,416 for actuariesin the Commerce City metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Commerce City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov