Actuary Pay

Actuary Hourly Pay in Commerce City, CO: $65.70 (2026)

Quick Answer:Hourly pay for a actuary working in Commerce City, CO runs $65.70 at the median for 2026 — annualizing to $136,653 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Commerce City's regional price level (BEA RPP 105.0, 5% above national), each hour of work buys what $62.57 nationally would. A 24-hour part-time schedule grosses $81,990 per year.

$136,653
Median Annual Salary
$65.70/hr
Hourly Rate
$84,017
Entry Level (P10)
$211,813
Top Earners (P90)

Based on BLS state-level estimates · View source

Actuary Hourly Rate in Commerce City, CO — 2026 est., based on 2025 BLS
Commerce City, CO actuary hourly rate overview (2026 est., based on 2025 BLS)

In Commerce City, Colorado, actuaries earn a median hourly pay of $65.70, slightly surpassing the national median of $64.50. This competitive rate offers a solid foundation for part-time professionals seeking to work three days a week, allowing them to maintain a manageable work-life balance while earning an estimated $63,429 annually. Actuaries in this region enjoy an hourly range from $40.39 for entry-level positions to as high as $101.84 for seasoned experts. These figures are derived from annual salary projections, reflecting the evolving market for actuaries engaged in diverse roles within insurance companies, consultancy firms, and remote offices. The flexibility of this career makes per-diem engagements appealing, especially when considering the growing trend towards hybrid actuarial work environments.

About the Commerce City Market

Salary estimated from Colorado average ($125,000) adjusted for local cost of living.

Actuary Hourly Wage Breakdown

PercentileHourly RatePer 8hr Shift
Entry Level (P10)$40.39$323.14
Lower Range (P25)$49.43$395.46
Median (P50)$65.70$525.58
Upper Range (P75)$84.10$672.78
Top Earners (P90)$101.84$814.70

Estimated Annual Income by Work Schedule in Commerce City

Based on $65.70/hr median hourly rate · 2026 est.

Horizontal bars showing a actuary in Commerce City earning $65.70/hr would make approximately $78,837 part-time (24 hr/wk) or $136,650 full-time (40 hr/wk).Part-Time (24 hr/wk)$78,837Reduced (32 hr/wk)$105,115Full-Time (40 hr/wk)$136,650

At $65.70/hr, a actuary working full-time (40 hr/wk) in Commerce City, CO can expect to earn approximately $136,650 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $78,837. With a cost-of-living index of 105.00 (above the national average), these earnings may be offset by higher expenses in Commerce City.

Annual estimates assume 5052 working weeks per year. Actual earnings vary by employer, overtime, and benefits.

Hourly Rate Calculator

$525.58
per 8hr shift
$2,627.88
per week
$11,388
per month
$136,650
per year

Schedule Comparison in Commerce City

ScheduleWeeklyMonthlyAnnual
Full-Time (40 hrs)$2,627.88$11,388$136,650
Part-Time (24 hrs)$1,576.73$6,833$81,990
Per Diem (16 hrs)$1,051.15$4,555$54,660

Compare ASA, FSA Wages With Similar Roles

RoleMedian Hourly
Actuary (Commerce City)$65.70
Statistician (National Avg)$51.53
Mathematician (National Avg)$56.16
Financial Analyst (National Avg)$47.61
Data Scientist (National Avg)$54.40
Horizontal bar chart comparing actuary median salary in Commerce City ($136,653) with Colorado average ($140,880) and the US national median ($134,160).Commerce City$136,653Colorado Avg$140,880-3.00%US National$134,160+1.86%

Actuarys in Commerce City, CO earn a median of $136,653 per year (2026 est.), which is 1.86% higher than the national median of $134,160 and 3.00% below the Colorado state average of $140,880.

Actuary Hourly Pay vs. Cost of Living

Working 24h/week at $65.70/hr = $81,990/year (purchasing power: $78,086).

Working 40h/week (full-time) = $136,650/year (purchasing power: $130,143).

CoL index: 105 (100 = national average).

2019 BLS Actual

$53.06/hr

2025 BLS Actual

$63.66/hr

2026 Current Est.

$65.70/hr

2019–2027 Growth

+27.8%

Hourly Rate Trajectory for Actuaries in Commerce City (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Hourly rate trajectory chart for actuaries in Commerce City. Baseline $53.06/hr in 2025, projected to $67.80/hr by 2027.$49$54$60$65$712019202020212022202320242025202620272025 BLS$53.06$54.37$51.86$55.82$58.76$61.21$63.66$65.70$67.80
YearHourly RateStatus
2019$53.06/hrActual
2020$54.37/hrActual
2021$51.86/hrActual
2022$55.82/hrActual
2023$58.76/hrActual
2024$61.21/hrActual
2025$63.66/hrActual
2026(current)$65.70/hrEstimated
2027$67.80/hrProjected

Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Commerce City grew 20.0% from $53.06/hr (2019) to $63.66/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $67.80/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.

Note: Historical values (20192025) are actual BLS OEWS figures for the Commerce City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Working as an Hourly Actuary in Commerce City

Exploring part-time work further, a three-day work week yields an annual income of around $63,429, which can be attractive for those balancing other commitments. While per-diem actuary pay in Commerce City is less common at junior levels, once an actuary attains FSA or FCAS status, they can command substantial hourly rates ranging from $250 to $500 for consulting engagements. More specialized work, such as expert witness testimony related to insurance or pension disputes, sees rates fall between $400 and $800 per hour. Different employer types offer varying hourly rates; for instance, life insurance providers such as Prudential and MetLife frequently provide competitive compensation, while consulting firms like Mercer and Aon usually pay higher hourly rates but may lack benefits. Actuaries might negotiate for health insurance coverage and job stability with lower hourly wages, or opt for higher pay without benefits—each option presents distinct trade-offs in their career choices.

Frequently Asked Questions

What is the hourly rate for actuaries in Commerce City in 2026?

The estimated 2026 median hourly rate for actuaries in Commerce City is $65.70/hour, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). Rates range from $40.39 at entry level (10th percentile) to $101.84 for experienced practitioners (90th percentile). This is 1.9% above the national average. Hourly pay varies based on practice type, patient volume, years of experience, and whether the position includes benefits.

How much do part-time actuaries make in Commerce City?

A part-time actuary working 3 days per week (24 hours) in Commerce City earns approximately $6,833/month, or $81,990/year at the median hourly rate of $65.70. Many actuaries prefer part-time schedules for work-life balance, and some work at multiple practices to maximize earnings. Part-time positions may not include benefits like health insurance or retirement contributions, but typically offer higher hourly rates to compensate.

Are actuaries in Commerce City paid hourly or salary?

The majority of actuaries in Commerce City are paid hourly at a median rate of $65.70/hour. Some full-time positions at larger practices or organizations offer salaried compensation around $136,650/year, often bundled with benefits including health insurance, paid time off, retirement plans, and continuing education allowances. Hourly pay gives flexibility, while salary positions provide income stability.

How much does a full-time actuary make per year in Commerce City?

A full-time actuary working 40 hours per week (2,080 hours/year) in Commerce City earns approximately $136,650/year at the median hourly rate of $65.70. This is 1.9% above the national median. Top earners working full-time can reach $211,823/year at the 90th percentile rate. Overtime and weekend shifts may further increase annual earnings.

Do actuaries earn more per hour working part-time in Commerce City?

Part-time and per diem actuaries in Commerce City sometimes command higher hourly rates — up to $101.84/hour — because practices need flexible coverage for specific days or peak hours. However, part-time positions typically do not include benefits like health insurance, paid time off, or retirement contributions. When factoring in the value of benefits, full-time salaried positions may offer comparable or better total compensation despite a slightly lower hourly rate.

Related Pages

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Commerce City. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.

Data Sources & Methodology

Salary data for Commerce City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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