Actuary Salary in Prescott Valley, AZ: $127,552 (2026)
Quick Answer:A full-time actuary in Prescott Valley, AZ earns a median $127,552/year (≈ $61.32/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Prescott Valley's price level (1% below national, BEA RPP 98.5), that paycheck buys what $129,494 would nationally. Nominal pay sits 3.5% below the Arizona state average.
Based on BLS state-level estimates · View source

In Prescott Valley, Arizona, the projected median annual salary for actuaries in 2026 is $127,552, reflecting the competitive nature of the profession, though it slightly lags behind the national median of $134,160. The full salary range presents a broad spectrum from $84,179 at the 10th percentile to $197,705 at the 90th percentile. These figures, based on 2025 BLS OEWS data and adjusted for local cost conditions, indicate both opportunities and challenges in the local market. As actuaries progress, particularly those in consulting roles at firms like Milliman or Mercer, they can expect to command higher compensation compared to their counterparts in traditional insurance roles, further emphasizing the importance of career advancement and specialization in determining pay in Prescott Valley.
About the Prescott Valley Market
Salary estimated from Arizona average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $84,179 | $40.48 |
| Lower Range (P25) | $99,817 | $47.99 |
| Median (P50)(typical) | $127,552 | $61.32 |
| Upper Range (P75) | $163,267 | $78.49 |
| Top Earners (P90) | $197,705 | $95.05 |
Median Salary Position
4.93% below the national average
2026 Salary Percentile Distribution in Prescott Valley
In Prescott Valley, AZ, the actuary salary spread from the 10th to 90th percentile is $113,526 (2026 est.). At $127,552, the local median is 4.93% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Prescott Valley: You'd be in the lower-middle range
How Prescott Valley Actuary Pay Compares
Prescott Valley median: $127,552/year (2026)
| Compared To | Median Salary | Prescott Valley Pays |
|---|---|---|
| Arizona Average | $132,178 | -3.50% less |
| National Average | $134,160 | -4.93% less |
Actuarys in Prescott Valley, AZ earn a median of $127,552 per year (2026 est.), which is 4.93% lower than the national median of $134,160 and 3.50% below the Arizona state average of $132,178.
Cost-of-Living Adjusted Salary
Prescott Valley has a cost of living 1.50% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Prescott Valley, AZ has a cost-of-living index of 98.5 (below the national average of 100). A actuary earning $127,552 nominally has purchasing power equivalent to $129,494 in an average-cost city — an effective 1.52% boost.
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2019 BLS Actual
$103,013
2025 BLS Actual
$123,597
2026 Current Est.
$127,552
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Prescott Valley (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $103,013 | Actual |
| 2020 | $105,561 | Actual |
| 2021 | $100,684 | Actual |
| 2022 | $108,376 | Actual |
| 2023 | $114,090 | Actual |
| 2024 | $109,336 | Actual |
| 2025 | $123,597 | Actual |
| 2026(current) | $127,552 | Estimated |
| 2027 | $131,634 | Projected |
Based on 7 years of BLS OEWS data for the Prescott Valley metropolitan area, the median actuary salary grew 20.0% from $103,013 (2019) to $123,597 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $131,634 by 2027 — a total increase of $28,621 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Prescott Valley metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $84,179 – $99,817 |
| 3-5 years (Mid Career) | $99,817 – $127,552 |
| 5+ years (Experienced) | $127,552 – $163,267 |
| 10+ years (Top Earner) | $163,267 – $197,705 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Prescott Valley
Analyzing the local job market reveals that there are currently 10 actuaries employed in Prescott Valley, which signifies a compact, yet potentially supportive, professional community. The cost of living, reflected in a cost-of-living index of 98.5, suggests that actuaries might enjoy greater purchasing power compared to their counterparts in higher cost areas. While life and health insurance companies like Prudential and UnitedHealth provide competitive salaries, employers in consulting firms typically pay the highest, especially for those who have achieved fellowship status (FSA/FCAS). The disparity in salary can be attributed to several factors including exam progression and corresponding compensation increases with each passed exam, as well as specialization within the profession. This makes it essential for professionals in this field to strategically focus on acquiring advanced credentials and developing skills in areas such as predictive analytics to enhance their earning potential within Prescott Valley, AZ.
More salary data for Prescott Valley, AZ:
Frequently Asked Questions
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Related Pages
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $123,597 for actuariesin the Prescott Valley metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Prescott Valley is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov