Actuary Salary in Apache Junction, AZ: $127,409 (2026)
Quick Answer:A full-time actuary in Apache Junction, AZ earns a median $127,409/year (≈ $61.25/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Apache Junction's price level (1% below national, BEA RPP 98.5), that paycheck buys what $129,349 would nationally. Nominal pay sits 3.6% below the Arizona state average.
Based on BLS state-level estimates · View source
In Apache Junction, Arizona, actuaries can expect to earn a median annual salary of $127,409 in 2026, a figure that reflects the local market's position relative to national averages. The salary spectrum ranges from $83,311 at the 10th percentile to an impressive $197,484 at the 90th percentile, indicating a diverse compensation landscape based on experience and specialization. These estimates derive from 2025 BLS data and are adjusted for regional price variations, highlighting the importance of local economic factors. Given that the job market features only six actuaries currently employed in Apache Junction, prospective candidates should consider how competition and demand will shape their earning potential in an evolving environment.
About the Apache Junction Market
Salary estimated from Arizona average ($115,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $83,311 | $40.05 |
| Lower Range (P25) | $99,530 | $47.85 |
| Median (P50)(typical) | $127,409 | $61.25 |
| Upper Range (P75) | $161,595 | $77.69 |
| Top Earners (P90) | $197,484 | $94.94 |
Median Salary Position
5.03% below the national average
2026 Salary Percentile Distribution in Apache Junction
In Apache Junction, AZ, the actuary salary spread from the 10th to 90th percentile is $114,173 (2026 est.). At $127,409, the local median is 5.03% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Apache Junction: You'd be in the lower-middle range
How Apache Junction Actuary Pay Compares
Apache Junction median: $127,409/year (2026)
| Compared To | Median Salary | Apache Junction Pays |
|---|---|---|
| Arizona Average | $132,167 | -3.60% less |
| National Average | $134,160 | -5.03% less |
Actuarys in Apache Junction, AZ earn a median of $127,409 per year (2026 est.), which is 5.03% lower than the national median of $134,160 and 3.60% below the Arizona state average of $132,167.
Cost-of-Living Adjusted Salary
Apache Junction has a cost of living 1.50% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Apache Junction, AZ has a cost-of-living index of 98.5 (below the national average of 100). A actuary earning $127,409 nominally has purchasing power equivalent to $129,349 in an average-cost city — an effective 1.52% boost.
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2019 BLS Actual
$102,897
2025 BLS Actual
$123,458
2026 Current Est.
$127,409
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Apache Junction (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $102,897 | Actual |
| 2020 | $105,443 | Actual |
| 2021 | $100,571 | Actual |
| 2022 | $108,254 | Actual |
| 2023 | $113,961 | Actual |
| 2024 | $109,213 | Actual |
| 2025 | $123,458 | Actual |
| 2026(current) | $127,409 | Estimated |
| 2027 | $131,486 | Projected |
Based on 7 years of BLS OEWS data for the Apache Junction metropolitan area, the median actuary salary grew 20.0% from $102,897 (2019) to $123,458 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $131,486 by 2027 — a total increase of $28,589 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Apache Junction metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $83,311 – $99,530 |
| 3-5 years (Mid Career) | $99,530 – $127,409 |
| 5+ years (Experienced) | $127,409 – $161,595 |
| 10+ years (Top Earner) | $161,595 – $197,484 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Apache Junction
In assessing the actuary salary in Apache Junction, AZ, the local cost of living index of 98.5 offers context for take-home purchasing power, potentially making the salary more appealing than it appears at first glance. While the area's limited number of actuaries may suggest a small market, employers within sectors like health insurance, property and casualty, and consulting firms continue to provide competitive compensation. The variation in pay reflects factors such as exam progression, with each passed exam leading to incremental salary increases that significantly influence overall earnings. To maximize pay, actuaries in Apache Junction should focus on advancing their credentials, particularly moving from ASA to FSA, and target firms that prioritize analytical skills in their hiring processes. Cultivating expertise in data science and predictive analytics will also enhance marketability in a field that increasingly values these capabilities.
More salary data for Apache Junction, AZ:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $123,458 for actuariesin the Apache Junction metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Apache Junction is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov