Actuary Pay

Apache Junction vs Phoenix: Actuary Salary (2026)

Compare actuary salaries between Apache Junction, AZ and Phoenix, AZ. All figures are 2026 estimates projected from BLS 2025 data.

Apache Junction, AZ
$127,409
$61.25/hr
Phoenix, AZ
$143,004
$68.75/hr

Side-by-Side Comparison

MetricApache Junction, AZPhoenix, AZ
Median Salary$127,409$143,004
Hourly Rate$61.25$68.75
Entry Level (P10)$83,311$92,003
25th Percentile$99,530$120,393
75th Percentile$161,595$176,451
Top Earner (P90)$197,484$208,598
Total Employed6170
Side-by-side bar chart comparing Apache Junction ($127,409) and Phoenix ($143,004) actuary salaries.Apache JunctionPhoenixMedian Salary$127,409$143,004Entry Level (P10)$83,311$92,003Top Earner (P90)$197,484$208,598US Median $134,160

Verdict

Phoenix, AZ offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Apache Junction.

The salary gap between Apache Junction and Phoenix is $15,595 (12.24%). Phoenix's median is +6.59% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Apache Junction spans $114,173,Phoenix spans $116,595. Phoenix has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Apache Junction
P10 (Entry)$83,311
P25$99,530
Median$127,409
P75$161,595
P90 (Top)$197,484
Phoenix
P10 (Entry)$92,003
P25$120,393
Median$143,004
P75$176,451
P90 (Top)$208,598

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Phoenix ($138,414 effective) pays 7.01% more than Apache Junction ($129,349 effective).

Apache Junction
Nominal: $127,409
CoL Index: 98.5
Adjusted: $129,349
Phoenix
Nominal: $143,004
CoL Index: 103.316
Adjusted: $138,414

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Apache Junction if…

  • You prefer the Arizona area and lifestyle

Choose Phoenix if…

  • Higher median salary ($143,004/year)
  • Better top-earner potential ($208,598)
  • Larger job market (170 employed)
  • Better purchasing power (CoL-adjusted: $138,414)
  • You prefer the Arizona area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Apache Junction grew 13.0% from 2024 to 2025, compared to 37.0% growth in Phoenix over the same period.

Apache Junction, AZ

+13.0%

$109,213 (2024) → $123,458 (2025)

Phoenix, AZ

+37.0%

$101,140 (2019) → $138,570 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Apache Junction or Phoenix?

Phoenix has a higher median actuary salary at $143,004/year, compared to Apache Junction at $127,409/year — a difference of $15,595 (12.24%).

What is the hourly rate difference between Apache Junction and Phoenix?

Apache Junction actuarys earn $61.25/hr while Phoenix hygienists earn $68.75/hr (2026 est.).

Should I relocate from Apache Junction to Phoenix as a actuary?

Consider more than just salary when comparing Apache Junction and Phoenix. Factor in cost of living (CoL-adjusted: Apache Junction = $129,349, Phoenix = $138,414), job availability (6 vs 170 employed), commute, and career growth potential.

What do entry-level actuarys earn in Apache Junction vs Phoenix?

Entry-level (10th percentile) actuarys earn $83,311 in Apache Junction and $92,003 in Phoenix. The Phoenix area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov