Actuary Hourly Pay in Temple, TX: $60.80 (2026)
Quick Answer:Hourly pay for a actuary working in Temple, TX runs $60.80 at the median for 2026 — annualizing to $126,460 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Temple's regional price level (BEA RPP 96.0, 4% below national), each hour of work buys what $63.33 nationally would. A 24-hour part-time schedule grosses $75,872 per year.
Based on BLS state-level estimates · View source

In Temple, TX, the actuary hourly pay is projected to be $60.80 in 2026, which sits below the national hourly median of $64.50. This rate is particularly significant for individuals contemplating part-time work or per-diem arrangements in settings such as insurance company actuarial pricing departments or consulting firm client engagement rooms. An actuary working three days a week, for about 24 hours, could expect to earn roughly $51,193 annually, while those engaged in per-diem or agency roles may find opportunities limited at junior levels. The hourly pay scale in Temple ranges from $38.60 for entry-level positions to $94.23 for highly experienced professionals, suggesting a broad spectrum of potential earnings based on experience and specialization within the field.
About the Temple Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $38.60 | $308.77 |
| Lower Range (P25) | $46.62 | $372.92 |
| Median (P50) | $60.80 | $486.36 |
| Upper Range (P75) | $77.82 | $622.58 |
| Top Earners (P90) | $94.23 | $753.86 |
Estimated Annual Income by Work Schedule in Temple
Based on $60.80/hr median hourly rate · 2026 est.
At $60.80/hr, a actuary working full-time (40 hr/wk) in Temple, TX can expect to earn approximately $126,454 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $72,954. With a cost-of-living index of 96.00 (below the national average), these earnings stretch further in Temple.
Hourly Rate Calculator
Schedule Comparison in Temple
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,431.80 | $10,538 | $126,454 |
| Part-Time (24 hrs) | $1,459.08 | $6,323 | $75,872 |
| Per Diem (16 hrs) | $972.72 | $4,215 | $50,582 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Temple) | $60.80 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Temple, TX earn a median of $126,460 per year (2026 est.), which is 5.74% lower than the national median of $134,160 and 1.80% below the Texas state average of $128,778.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $60.80/hr = $75,872/year (purchasing power: $79,034).
Working 40h/week (full-time) = $126,454/year (purchasing power: $131,723).
CoL index: 96 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$49.10/hr
2025 BLS Actual
$58.91/hr
2026 Current Est.
$60.80/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Temple (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $49.10/hr | Actual |
| 2020 | $50.31/hr | Actual |
| 2021 | $47.99/hr | Actual |
| 2022 | $51.66/hr | Actual |
| 2023 | $54.38/hr | Actual |
| 2024 | $58.01/hr | Actual |
| 2025 | $58.91/hr | Actual |
| 2026(current) | $60.80/hr | Estimated |
| 2027 | $62.74/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Temple grew 20.0% from $49.10/hr (2019) to $58.91/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $62.74/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Temple metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Temple
For actuaries considering part-time or freelance opportunities, understanding the earning potential is essential. Working part-time, an actuary earning $60.80/hr would take home significantly less annually compared to full-time colleagues, emphasizing the financial trade-offs associated with reduced hours. While per-diem pay isn’t commonly available to newer actuaries, renowned professionals in consulting roles, such as FSA or FCAS holders, can see billable rates between $250 to $500 per hour. In Temple, various employers from life and health insurance giants to property and casualty firms affect hourly rates. Those willing to trade currency for benefits in consulting roles might find that higher hourly wages come without the cushion of health insurance. Actuaries should also consider practical negotiation strategies, like emphasizing their exam progression and skill set when discussing compensation within these companies.
More salary data for Temple, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Temple. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Temple is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov