Actuary Pay

Actuary Hourly Pay in San Marcos, TX: $62.22 (2026)

Quick Answer:Hourly pay for a actuary working in San Marcos, TX runs $62.22 at the median for 2026 — annualizing to $129,421 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against San Marcos's regional price level (BEA RPP 96.0, 4% below national), each hour of work buys what $64.81 nationally would. A 24-hour part-time schedule grosses $77,650 per year.

$129,421
Median Annual Salary
$62.22/hr
Hourly Rate
$77,814
Entry Level (P10)
$200,602
Top Earners (P90)

Based on BLS state-level estimates · View source

Actuary Hourly Rate in San Marcos, TX — 2026 est., based on 2025 BLS
San Marcos, TX actuary hourly rate overview (2026 est., based on 2025 BLS)

In 2026, the median actuary hourly pay in San Marcos, Texas is projected to be $62.22, which is slightly below the national median of $64.50. For those considering part-time work or per-diem opportunities in the actuarial field, this hourly rate can offer a substantial income, especially in common settings like insurance company actuarial pricing departments or consulting firm client engagements. Actuaries earning on the lower end, around $37.41, might find themselves in entry-level roles, while those at the higher end can rake in as much as $96.44 per hour. These figures provide insight into the earning potential of actuaries in various positions, including remote and hybrid arrangements where flexibility is a key aspect of job satisfaction.

About the San Marcos Market

Salary estimated from Texas average ($128,000) adjusted for local cost of living.

Actuary Hourly Wage Breakdown

PercentileHourly RatePer 8hr Shift
Entry Level (P10)$37.41$299.28
Lower Range (P25)$46.33$370.61
Median (P50)$62.22$497.75
Upper Range (P75)$79.64$637.12
Top Earners (P90)$96.44$771.52

Estimated Annual Income by Work Schedule in San Marcos

Based on $62.22/hr median hourly rate · 2026 est.

Horizontal bars showing a actuary in San Marcos earning $62.22/hr would make approximately $74,663 part-time (24 hr/wk) or $129,416 full-time (40 hr/wk).Part-Time (24 hr/wk)$74,663Reduced (32 hr/wk)$99,551Full-Time (40 hr/wk)$129,416

At $62.22/hr, a actuary working full-time (40 hr/wk) in San Marcos, TX can expect to earn approximately $129,416 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $74,663. With a cost-of-living index of 96.00 (below the national average), these earnings stretch further in San Marcos.

Annual estimates assume 5052 working weeks per year. Actual earnings vary by employer, overtime, and benefits.

Hourly Rate Calculator

$497.75
per 8hr shift
$2,488.77
per week
$10,785
per month
$129,416
per year

Schedule Comparison in San Marcos

ScheduleWeeklyMonthlyAnnual
Full-Time (40 hrs)$2,488.77$10,785$129,416
Part-Time (24 hrs)$1,493.26$6,471$77,650
Per Diem (16 hrs)$995.51$4,314$51,766

Compare ASA, FSA Wages With Similar Roles

RoleMedian Hourly
Actuary (San Marcos)$62.22
Statistician (National Avg)$51.53
Mathematician (National Avg)$56.16
Financial Analyst (National Avg)$47.61
Data Scientist (National Avg)$54.40
Horizontal bar chart comparing actuary median salary in San Marcos ($129,421) with Texas average ($128,777) and the US national median ($134,160).San Marcos$129,421Texas Avg$128,777+0.50%US National$134,160-3.53%

Actuarys in San Marcos, TX earn a median of $129,421 per year (2026 est.), which is 3.53% lower than the national median of $134,160 and 0.50% above the Texas state average of $128,777.

Actuary Hourly Pay vs. Cost of Living

Working 24h/week at $62.22/hr = $77,650/year (purchasing power: $80,885).

Working 40h/week (full-time) = $129,416/year (purchasing power: $134,808).

CoL index: 96 (100 = national average). Your dollars stretch further here.

2019 BLS Actual

$50.25/hr

2025 BLS Actual

$60.29/hr

2026 Current Est.

$62.22/hr

2019–2027 Growth

+27.8%

Hourly Rate Trajectory for Actuaries in San Marcos (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Hourly rate trajectory chart for actuaries in San Marcos. Baseline $50.25/hr in 2025, projected to $64.21/hr by 2027.$46$51$57$62$672019202020212022202320242025202620272025 BLS$50.25$51.49$49.11$52.87$55.65$59.85$60.29$62.22$64.21
YearHourly RateStatus
2019$50.25/hrActual
2020$51.49/hrActual
2021$49.11/hrActual
2022$52.87/hrActual
2023$55.65/hrActual
2024$59.85/hrActual
2025$60.29/hrActual
2026(current)$62.22/hrEstimated
2027$64.21/hrProjected

Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in San Marcos grew 20.0% from $50.25/hr (2019) to $60.29/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $64.21/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.

Note: Historical values (20192025) are actual BLS OEWS figures for the San Marcos metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Working as an Hourly Actuary in San Marcos

For actuaries working part-time, a schedule of three days a week can yield an annual income reflective of their hourly engagements. For instance, those working 24 hours weekly could expect to take home approximately $77,119 per year, which could be less than what full-time actuaries enjoy but allows for more personal time. Per diem actuarial work is typically reserved for more experienced professionals, such as those with FSA or FCAS designations billing $250 to $500 per hour in consulting roles. Certain specialized engagements, like expert witness testimony in insurance or pension litigation, may command rates between $400 and $800 per hour. Hourly rates can vary significantly based on employer type, with life insurance firms, health insurers, or consulting firms offering different pay scales; while some actuaries may choose to accept lower hourly compensation for job security and benefits, others may prioritize higher hourly rates for freelance or per-diem work. Understanding these dynamics can help actuaries in San Marcos effectively negotiate contracts and select the best opportunities based on their career stage and financial goals.

Frequently Asked Questions

What is the hourly rate for actuaries in San Marcos in 2026?

The estimated 2026 median hourly rate for actuaries in San Marcos is $62.22/hour, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). Rates range from $37.41 at entry level (10th percentile) to $96.44 for experienced practitioners (90th percentile). This is 3.5% below the national average. Hourly pay varies based on practice type, patient volume, years of experience, and whether the position includes benefits.

How much do part-time actuaries make in San Marcos?

A part-time actuary working 3 days per week (24 hours) in San Marcos earns approximately $6,471/month, or $77,650/year at the median hourly rate of $62.22. Many actuaries prefer part-time schedules for work-life balance, and some work at multiple practices to maximize earnings. Part-time positions may not include benefits like health insurance or retirement contributions, but typically offer higher hourly rates to compensate.

Are actuaries in San Marcos paid hourly or salary?

The majority of actuaries in San Marcos are paid hourly at a median rate of $62.22/hour. Some full-time positions at larger practices or organizations offer salaried compensation around $129,416/year, often bundled with benefits including health insurance, paid time off, retirement plans, and continuing education allowances. Hourly pay gives flexibility, while salary positions provide income stability.

How much does a full-time actuary make per year in San Marcos?

A full-time actuary working 40 hours per week (2,080 hours/year) in San Marcos earns approximately $129,416/year at the median hourly rate of $62.22. This is 3.5% below the national median. Top earners working full-time can reach $200,596/year at the 90th percentile rate. Overtime and weekend shifts may further increase annual earnings.

Do actuaries earn more per hour working part-time in San Marcos?

Part-time and per diem actuaries in San Marcos sometimes command higher hourly rates — up to $96.44/hour — because practices need flexible coverage for specific days or peak hours. However, part-time positions typically do not include benefits like health insurance, paid time off, or retirement contributions. When factoring in the value of benefits, full-time salaried positions may offer comparable or better total compensation despite a slightly lower hourly rate.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in San Marcos. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.

Data Sources & Methodology

Salary data for San Marcos is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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