Actuary Hourly Pay in Laredo, TX: $62.78 (2026)
Quick Answer:Hourly pay for a actuary working in Laredo, TX runs $62.78 at the median for 2026 — annualizing to $130,572 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Laredo's regional price level (BEA RPP 96.0, 4% below national), each hour of work buys what $65.39 nationally would. A 24-hour part-time schedule grosses $78,345 per year.
Based on BLS state-level estimates · View source
In Laredo, TX, actuaries earn a median hourly rate of $62.78, slightly below the national median of $64.50. This compensation reflects the competitive environment for actuarial positions within insurance companies, consulting firms, and other sectors that employ actuaries. Part-time actuaries, working three days a week for about 24 hours, would take home a yearly income that still provides financial stability, particularly when balancing work with ongoing professional development like pursuing FSA or FCAS credentials. The hourly earnings for actuaries in Laredo range broadly, from approximately $37.00 at entry-level positions to $97.30 for more experienced professionals, indicating a varied landscape based on experience, specialization, and employer.
About the Laredo Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $37.00 | $295.98 |
| Lower Range (P25) | $46.42 | $371.35 |
| Median (P50) | $62.78 | $502.21 |
| Upper Range (P75) | $80.35 | $642.81 |
| Top Earners (P90) | $97.30 | $778.38 |
Estimated Annual Income by Work Schedule in Laredo
Based on $62.78/hr median hourly rate · 2026 est.
At $62.78/hr, a actuary working full-time (40 hr/wk) in Laredo, TX can expect to earn approximately $130,575 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $75,332. With a cost-of-living index of 96.00 (below the national average), these earnings stretch further in Laredo.
Hourly Rate Calculator
Schedule Comparison in Laredo
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,511.06 | $10,881 | $130,575 |
| Part-Time (24 hrs) | $1,506.64 | $6,529 | $78,345 |
| Per Diem (16 hrs) | $1,004.42 | $4,353 | $52,230 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Laredo) | $62.78 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Laredo, TX earn a median of $130,572 per year (2026 est.), which is 2.67% lower than the national median of $134,160 and 1.40% above the Texas state average of $128,769.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $62.78/hr = $78,345/year (purchasing power: $81,610).
Working 40h/week (full-time) = $130,575/year (purchasing power: $136,016).
CoL index: 96 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$50.70/hr
2025 BLS Actual
$60.83/hr
2026 Current Est.
$62.78/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Laredo (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $50.70/hr | Actual |
| 2020 | $51.95/hr | Actual |
| 2021 | $49.55/hr | Actual |
| 2022 | $53.34/hr | Actual |
| 2023 | $56.15/hr | Actual |
| 2024 | $59.89/hr | Actual |
| 2025 | $60.83/hr | Actual |
| 2026(current) | $62.78/hr | Estimated |
| 2027 | $64.79/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Laredo grew 20.0% from $50.70/hr (2019) to $60.83/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $64.79/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Laredo metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Laredo
Considering the structure of actuarial work, part-time professionals can find themselves earning substantial pay with fewer hours compared to their full-time counterparts, yet it is not a common path to find per diem actuary pay in Laredo due to the demands of the profession that often favor stable engagements. However, seasoned actuaries involved in consulting can command hourly rates significantly higher than the local median, with billing rates in engagements exceeding $400 per hour, particularly for services such as expert witness testimony in legal cases. Various employer types influence these figures, with life insurers like Prudential and health insurers such as UnitedHealth typically offering competitive packages. Many actuaries opt for positions that provide health insurance despite lower hourly wages, weighing the benefits against the potential for higher pay in other roles that lack those perks. For those considering hourly positions, understanding negotiation tactics specific to Laredo's market can be advantageous, especially when leveraging skills in predictive analytics, which are increasingly sought after.
More salary data for Laredo, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Laredo. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Laredo is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov