Actuary Hourly Pay in Baytown, TX: $61.61 (2026)
Quick Answer:Hourly pay for a actuary working in Baytown, TX runs $61.61 at the median for 2026 — annualizing to $128,143 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Baytown's regional price level (BEA RPP 96.0, 4% below national), each hour of work buys what $64.18 nationally would. A 24-hour part-time schedule grosses $76,890 per year.
Based on BLS state-level estimates · View source

In 2026, the actuary hourly pay in Baytown, Texas, stands at a median rate of $61.61, slightly lower than the national average of $64.50. This hourly figure holds significant implications for various work arrangements, especially for those considering part-time roles or per-diem positions. For actuaries working three days a week, their earnings can provide substantial income while allowing for flexibility. Positions in Baytown's insurance companies, consulting firms, and reinsurance teams often attract candidates drawn to this mix of opportunity and work-life balance. Those entering the field might expect to start at the lower end of the range, around $35.73, while experienced professionals can achieve rates up to $95.49 per hour as they climb the career ladder.
About the Baytown Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $35.73 | $285.82 |
| Lower Range (P25) | $44.52 | $356.16 |
| Median (P50) | $61.61 | $492.88 |
| Upper Range (P75) | $78.86 | $630.84 |
| Top Earners (P90) | $95.49 | $763.93 |
Estimated Annual Income by Work Schedule in Baytown
Based on $61.61/hr median hourly rate · 2026 est.
At $61.61/hr, a actuary working full-time (40 hr/wk) in Baytown, TX can expect to earn approximately $128,150 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $73,932. With a cost-of-living index of 96.00 (below the national average), these earnings stretch further in Baytown.
Hourly Rate Calculator
Schedule Comparison in Baytown
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,464.42 | $10,679 | $128,150 |
| Part-Time (24 hrs) | $1,478.65 | $6,407 | $76,890 |
| Per Diem (16 hrs) | $985.77 | $4,272 | $51,260 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Baytown) | $61.61 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Baytown, TX earn a median of $128,143 per year (2026 est.), which is 4.48% lower than the national median of $134,160 and 0.50% below the Texas state average of $128,787.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $61.61/hr = $76,890/year (purchasing power: $80,094).
Working 40h/week (full-time) = $128,150/year (purchasing power: $133,489).
CoL index: 96 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$49.76/hr
2025 BLS Actual
$59.70/hr
2026 Current Est.
$61.61/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Baytown (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $49.76/hr | Actual |
| 2020 | $50.99/hr | Actual |
| 2021 | $48.63/hr | Actual |
| 2022 | $52.35/hr | Actual |
| 2023 | $55.11/hr | Actual |
| 2024 | $58.78/hr | Actual |
| 2025 | $59.70/hr | Actual |
| 2026(current) | $61.61/hr | Estimated |
| 2027 | $63.58/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Baytown grew 20.0% from $49.76/hr (2019) to $59.70/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $63.58/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Baytown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Baytown
Focusing on the nuances of earnings in this profession sheds light on the dynamics of part-time work. An actuary working 24 hours per week could expect to earn approximately $77,078 annually if committed to this schedule, providing a substantial income that may rival full-time salaries in certain sectors. Although per-diem actuary pay in Baytown isn't commonly seen at entry levels, specialists with FSA or FCAS credentials often find lucrative consulting opportunities, billing $250 to $500 per hour for their expertise. Moreover, rates can vary by employer type, with actuaries in life insurance or health managed care typically rewarded differently than those in property and casualty or reinsurance. Professionals may choose between higher hourly wages without benefits or slightly lower rates with comprehensive health coverage, each pathway offering trade-offs worth considering. For those seeking positions in Baytown, being well-versed in negotiation tactics tailored to hourly compensation may provide an edge during discussions about pay.
More salary data for Baytown, TX:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Baytown. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Baytown is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov