Actuary Hourly Pay in Middletown, OH: $57.99 (2026)
Quick Answer:Hourly pay for a actuary working in Middletown, OH runs $57.99 at the median for 2026 — annualizing to $120,606 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Middletown's regional price level (BEA RPP 90.7, 9% below national), each hour of work buys what $63.93 nationally would. A 24-hour part-time schedule grosses $72,369 per year.
Based on BLS state-level estimates · View source
Actuaries in Middletown, Ohio, earn a median hourly rate of $57.99, which falls short of the national median hourly pay of $64.50. This hourly wage reflects a significant opportunity for those working part-time or in per-diem positions, particularly in settings such as insurance company actuarial pricing departments and consulting firm engagements. For part-time actuaries working three days a week, the earnings can add up substantially. With an hourly range that stretches from $36.04 for entry-level positions to $89.88 for the top earners, the potential for a lucrative hourly pay scales dramatically depending on experience and specialization. It's important to remember that these figures are derived from annual salary data, providing a guideline for what actuaries can expect on an hourly basis in Middletown as they balance work-life commitments.
About the Middletown Market
Salary estimated from Ohio average ($120,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $36.04 | $288.30 |
| Lower Range (P25) | $43.73 | $349.81 |
| Median (P50) | $57.99 | $463.90 |
| Upper Range (P75) | $74.22 | $593.77 |
| Top Earners (P90) | $89.88 | $719.02 |
Estimated Annual Income by Work Schedule in Middletown
Based on $57.99/hr median hourly rate · 2026 est.
At $57.99/hr, a actuary working full-time (40 hr/wk) in Middletown, OH can expect to earn approximately $120,615 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $69,586. With a cost-of-living index of 90.70 (below the national average), these earnings stretch further in Middletown.
Hourly Rate Calculator
Schedule Comparison in Middletown
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,319.52 | $10,051 | $120,615 |
| Part-Time (24 hrs) | $1,391.71 | $6,031 | $72,369 |
| Per Diem (16 hrs) | $927.81 | $4,021 | $48,246 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Middletown) | $57.99 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Middletown, OH earn a median of $120,606 per year (2026 est.), which is 10.10% lower than the national median of $134,160 and 0.90% below the Ohio state average of $121,701.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $57.99/hr = $72,369/year (purchasing power: $79,790).
Working 40h/week (full-time) = $120,615/year (purchasing power: $132,983).
CoL index: 90.7 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$46.83/hr
2025 BLS Actual
$56.19/hr
2026 Current Est.
$57.99/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Middletown (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $46.83/hr | Actual |
| 2020 | $47.99/hr | Actual |
| 2021 | $45.77/hr | Actual |
| 2022 | $49.27/hr | Actual |
| 2023 | $51.87/hr | Actual |
| 2024 | $51.86/hr | Actual |
| 2025 | $56.19/hr | Actual |
| 2026(current) | $57.99/hr | Estimated |
| 2027 | $59.84/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Middletown grew 20.0% from $46.83/hr (2019) to $56.19/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $59.84/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Middletown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Middletown
When considering part-time work, a 3-day weekly schedule translates to approximately 24 hours a week, resulting in an annual income of around $72,403. This figure is considerably lower than that of a full-time actuary, which can make some actuaries opt for consulting opportunities or per-diem roles. For experienced professionals, per diem actuary pay in Middletown can vary widely, especially for those who have earned their FSA or FCAS credentials, with rates reaching $250-$500 per hour and expert witness roles commanding even higher fees of $400-$800 per hour. Actuaries working for different types of employers—such as life and health insurance firms versus consulting companies—often see varying hourly compensation. While work at a larger consulting firm may yield higher rates, those positions might not provide the finest benefits. Skilled negotiators can leverage their qualifications for better hourly rates while also considering the trade-offs of benefits typically associated with full-time roles.
More salary data for Middletown, OH:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Middletown. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Middletown is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov