Actuary Hourly Pay in Kettering, OH: $57.13 (2026)
Quick Answer:Hourly pay for a actuary working in Kettering, OH runs $57.13 at the median for 2026 — annualizing to $118,842 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Kettering's regional price level (BEA RPP 90.7, 9% below national), each hour of work buys what $62.99 nationally would. A 24-hour part-time schedule grosses $71,300 per year.
Based on BLS state-level estimates · View source
In Kettering, Ohio, the actuarial profession offers a median hourly pay of $57.13, which is significantly lower than the national median of $64.50. This hourly rate presents various opportunities for actuaries, especially those considering part-time roles in local insurance firms or consulting agencies. For professionals working three days a week, they could average around 24 hours, allowing for a flexible schedule while still earning a competitive hourly wage. The hourly pay varies from entry-level positions starting at approximately $35.56 to experienced actuaries making up to $88.56 per hour. The ranges reflect the diverse responsibilities actuaries undertake, from data analysis and modeling in hybrid work environments to client engagements requiring comprehensive financial assessments in traditional office settings.
About the Kettering Market
Salary estimated from Ohio average ($120,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $35.56 | $284.50 |
| Lower Range (P25) | $43.45 | $347.58 |
| Median (P50) | $57.13 | $457.05 |
| Upper Range (P75) | $73.14 | $585.10 |
| Top Earners (P90) | $88.56 | $708.45 |
Estimated Annual Income by Work Schedule in Kettering
Based on $57.13/hr median hourly rate · 2026 est.
At $57.13/hr, a actuary working full-time (40 hr/wk) in Kettering, OH can expect to earn approximately $118,834 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $68,558. With a cost-of-living index of 90.70 (below the national average), these earnings stretch further in Kettering.
Hourly Rate Calculator
Schedule Comparison in Kettering
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,285.26 | $9,903 | $118,834 |
| Part-Time (24 hrs) | $1,371.16 | $5,942 | $71,300 |
| Per Diem (16 hrs) | $914.10 | $3,961 | $47,533 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Kettering) | $57.13 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Kettering, OH earn a median of $118,842 per year (2026 est.), which is 11.42% lower than the national median of $134,160 and 2.30% below the Ohio state average of $121,640.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $57.13/hr = $71,300/year (purchasing power: $78,611).
Working 40h/week (full-time) = $118,834/year (purchasing power: $131,018).
CoL index: 90.7 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$46.14/hr
2025 BLS Actual
$55.36/hr
2026 Current Est.
$57.13/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Kettering (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $46.14/hr | Actual |
| 2020 | $47.28/hr | Actual |
| 2021 | $45.10/hr | Actual |
| 2022 | $48.54/hr | Actual |
| 2023 | $51.10/hr | Actual |
| 2024 | $51.11/hr | Actual |
| 2025 | $55.36/hr | Actual |
| 2026(current) | $57.13/hr | Estimated |
| 2027 | $58.96/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Kettering grew 20.0% from $46.14/hr (2019) to $55.36/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $58.96/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Kettering metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Kettering
When examining the financial realities faced by Kettering's actuaries, part-time work decisions can lead to substantial differences in annual earnings compared to full-time roles. For instance, an actuary working three days a week might take home roughly $51,892 annually, a notable contrast to a full-time salary. Per-diem and consulting work is typically reserved for those with advanced designations, like FSA or FCAS, with billing rates that can reach $250 to $500 per hour for consulting engagements, and even higher for expert witness testimony, ranging from $400 to $800 per hour. Actuaries working in prominent insurance sectors, such as life (Prudential, MetLife) or property and casualty (State Farm, Progressive), might experience different hourly rates based on the employer's capacity to offer benefits. This leads to a critical consideration for many professionals: accepting a lower hourly rate in exchange for health benefits versus pursuing more lucrative hourly pay without such perks. Successfully negotiating these rates is essential, especially when articulating value and expertise based on the SOA exam progression, which can significantly influence compensation.
More salary data for Kettering, OH:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Kettering. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Kettering is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov