Actuary Hourly Pay in Los Alamos, NM: $47.97 (2026)
Quick Answer:Hourly pay for a actuary working in Los Alamos, NM runs $47.97 at the median for 2026 — annualizing to $99,779 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Los Alamos's regional price level (BEA RPP 94.4, 6% below national), each hour of work buys what $50.81 nationally would. A 24-hour part-time schedule grosses $59,863 per year.
Based on BLS state-level estimates · View source
In Los Alamos, NM, the actuary hourly pay is projected to be $47.97 for 2026, which notably falls short when compared to the national median hourly rate of $64.50. This discrepancy suggests that actuaries in the area may face challenges in earning a competitive wage, especially when considering part-time work or per-diem opportunities, typically seen in settings such as insurance pricing departments or pension consultancy meetings. The hourly range in Los Alamos varies from $31.27 for entry-level positions to $74.36 for top-tier professionals, reflecting the growth trajectory expected in this 3.20% annual growth sector. Many actuaries may find work on a part-time basis, balancing schedules to support their desired work-life situation while earning an hourly rate that is estimated based on the annual salary figures for their profession.
About the Los Alamos Market
Salary estimated from New Mexico average ($108,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $31.27 | $250.16 |
| Lower Range (P25) | $37.27 | $298.12 |
| Median (P50) | $47.97 | $383.74 |
| Upper Range (P75) | $61.40 | $491.23 |
| Top Earners (P90) | $74.36 | $594.84 |
Estimated Annual Income by Work Schedule in Los Alamos
Based on $47.97/hr median hourly rate · 2026 est.
At $47.97/hr, a actuary working full-time (40 hr/wk) in Los Alamos, NM can expect to earn approximately $99,772 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $57,561. With a cost-of-living index of 94.40 (below the national average), these earnings stretch further in Los Alamos.
Hourly Rate Calculator
Schedule Comparison in Los Alamos
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $1,918.69 | $8,314 | $99,772 |
| Part-Time (24 hrs) | $1,151.22 | $4,989 | $59,863 |
| Per Diem (16 hrs) | $767.48 | $3,326 | $39,909 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Los Alamos) | $47.97 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Los Alamos, NM earn a median of $99,779 per year (2026 est.), which is 25.63% lower than the national median of $134,160 and 7.80% below the New Mexico state average of $108,220.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $47.97/hr = $59,863/year (purchasing power: $63,414).
Working 40h/week (full-time) = $99,772/year (purchasing power: $105,691).
CoL index: 94.4 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$38.74/hr
2025 BLS Actual
$46.48/hr
2026 Current Est.
$47.97/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Los Alamos (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $38.74/hr | Actual |
| 2020 | $39.70/hr | Actual |
| 2021 | $37.86/hr | Actual |
| 2022 | $40.76/hr | Actual |
| 2023 | $42.90/hr | Actual |
| 2024 | $45.18/hr | Actual |
| 2025 | $46.48/hr | Actual |
| 2026(current) | $47.97/hr | Estimated |
| 2027 | $49.50/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Los Alamos grew 20.0% from $38.74/hr (2019) to $46.48/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $49.50/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Los Alamos metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Los Alamos
For a part-time actuary working three days a week, the annual take-home can significantly differ from full-time positions, emphasizing the flexible earning potential offered in this career path. Generally, a 24-hour week equates to approximately $33,239 annually, in stark contrast to a full-time role that could command higher salaries. Additionally, per-diem arrangements, while rare for junior actuaries, can become lucrative as professionals progress; those holding FSA or FCAS credentials can charge billing rates between $250 and $500 per hour for consulting work. In Los Alamos, employers span a range of sectors from life and health insurance to pension consulting, creating a variety of pay scales that can reward expertise or specialization. Actuaries often face a trade-off between higher hourly rates without benefits and lower rates that include comprehensive health insurance. Negotiation in this market can be vital, especially when discussing compensation. It’s wise for professionals to emphasize their exam progress in dialogue, as each passed exam represents a significant boost to earning potential in this field.
More salary data for Los Alamos, NM:
Frequently Asked Questions
What is the hourly rate for actuaries in Los Alamos in 2026?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Los Alamos. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Los Alamos is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov