Actuary Pay

Albuquerque vs Los Alamos: Actuary Salary (2026)

Compare actuary salaries between Albuquerque, NM and Los Alamos, NM. All figures are 2026 estimates projected from BLS 2025 data.

Albuquerque, NM
$117,895
$56.68/hr
Los Alamos, NM
$99,779
$47.97/hr

Side-by-Side Comparison

MetricAlbuquerque, NMLos Alamos, NM
Median Salary$117,895$99,779
Hourly Rate$56.68$47.97
Entry Level (P10)$68,379$65,044
25th Percentile$84,884$77,521
75th Percentile$150,905$127,717
Top Earner (P90)$182,736$154,658
Total Employed1096
Side-by-side bar chart comparing Albuquerque ($117,895) and Los Alamos ($99,779) actuary salaries.AlbuquerqueLos AlamosMedian Salary$117,895$99,779Entry Level (P10)$68,379$65,044Top Earner (P90)$182,736$154,658US Median $134,160

Verdict

Albuquerque, NM offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Los Alamos.

The salary gap between Albuquerque and Los Alamos is $18,116 (18.16%). Albuquerque's median is -12.12% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Albuquerque spans $114,357,Los Alamos spans $89,614. Albuquerque has a wider pay range, meaning more potential for high earners but also more variation.

Albuquerque
P10 (Entry)$68,379
P25$84,884
Median$117,895
P75$150,905
P90 (Top)$182,736
Los Alamos
P10 (Entry)$65,044
P25$77,521
Median$99,779
P75$127,717
P90 (Top)$154,658

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Albuquerque ($124,889 effective) pays 18.16% more than Los Alamos ($105,698 effective).

Albuquerque
Nominal: $117,895
CoL Index: 94.4
Adjusted: $124,889
Los Alamos
Nominal: $99,779
CoL Index: 94.4
Adjusted: $105,698

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Albuquerque if…

  • Higher median salary ($117,895/year)
  • Better top-earner potential ($182,736)
  • Larger job market (109 employed)
  • Better purchasing power (CoL-adjusted: $124,889)
  • You prefer the New Mexico area and lifestyle

Choose Los Alamos if…

  • You prefer the New Mexico area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Albuquerque grew 2.9% from 2024 to 2025, compared to 2.9% growth in Los Alamos over the same period.

Albuquerque, NM

+2.9%

$111,029 (2024) → $114,239 (2025)

Los Alamos, NM

+2.9%

$93,968 (2024) → $96,685 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Albuquerque or Los Alamos?

Albuquerque has a higher median actuary salary at $117,895/year, compared to Los Alamos at $99,779/year — a difference of $18,116 (18.16%).

What is the hourly rate difference between Albuquerque and Los Alamos?

Albuquerque actuarys earn $56.68/hr while Los Alamos hygienists earn $47.97/hr (2026 est.).

Should I relocate from Albuquerque to Los Alamos as a actuary?

Consider more than just salary when comparing Albuquerque and Los Alamos. Factor in cost of living (CoL-adjusted: Albuquerque = $124,889, Los Alamos = $105,698), job availability (109 vs 6 employed), commute, and career growth potential.

What do entry-level actuarys earn in Albuquerque vs Los Alamos?

Entry-level (10th percentile) actuarys earn $68,379 in Albuquerque and $65,044 in Los Alamos. The Albuquerque area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov