Actuary Hourly Pay in Cape Girardeau, MO: $56.07 (2026)
Quick Answer:Hourly pay for a actuary working in Cape Girardeau, MO runs $56.07 at the median for 2026 — annualizing to $116,615 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 15-2011). Weighted against Cape Girardeau's regional price level (BEA RPP 89.6, 10% below national), each hour of work buys what $62.58 nationally would. A 24-hour part-time schedule grosses $69,974 per year.
Based on BLS state-level estimates · View source
In Cape Girardeau, Missouri, actuaries have a projected median hourly pay of $56.07, which is notably below the national median of $64.50. This disparity in pay may influence decisions for part-time or per-diem work, where actuaries typically engage in roles within insurance companies, consulting firms, and pension planning environments. For those working three days a week, the flexible schedule can be appealing, especially given the range from a lower entry-level hourly pay of $37.23 to top earners at $86.90. This generally aligns with the regional cost of living, which is below the national average, providing a unique context for actuaries considering their hourly compensation and work-life balance.
About the Cape Girardeau Market
Salary estimated from Missouri average ($118,000) adjusted for local cost of living.
Actuary Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $37.23 | $297.88 |
| Lower Range (P25) | $44.22 | $353.77 |
| Median (P50) | $56.07 | $448.55 |
| Upper Range (P75) | $71.52 | $572.14 |
| Top Earners (P90) | $86.90 | $695.24 |
Estimated Annual Income by Work Schedule in Cape Girardeau
Based on $56.07/hr median hourly rate · 2026 est.
At $56.07/hr, a actuary working full-time (40 hr/wk) in Cape Girardeau, MO can expect to earn approximately $116,623 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $67,282. With a cost-of-living index of 89.60 (below the national average), these earnings stretch further in Cape Girardeau.
Hourly Rate Calculator
Schedule Comparison in Cape Girardeau
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $2,242.74 | $9,719 | $116,623 |
| Part-Time (24 hrs) | $1,345.65 | $5,831 | $69,974 |
| Per Diem (16 hrs) | $897.10 | $3,887 | $46,649 |
Compare ASA, FSA Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Actuary (Cape Girardeau) | $56.07 |
| Statistician (National Avg) | $51.53 |
| Mathematician (National Avg) | $56.16 |
| Financial Analyst (National Avg) | $47.61 |
| Data Scientist (National Avg) | $54.40 |
Actuarys in Cape Girardeau, MO earn a median of $116,615 per year (2026 est.), which is 13.08% lower than the national median of $134,160 and 3.00% below the Missouri state average of $120,222.
Actuary Hourly Pay vs. Cost of Living
Working 24h/week at $56.07/hr = $69,974/year (purchasing power: $78,095).
Working 40h/week (full-time) = $116,623/year (purchasing power: $130,159).
CoL index: 89.6 (100 = national average). Your dollars stretch further here.
2019 BLS Actual
$45.28/hr
2025 BLS Actual
$54.33/hr
2026 Current Est.
$56.07/hr
2019–2027 Growth
+27.8%
Hourly Rate Trajectory for Actuaries in Cape Girardeau (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2019 | $45.28/hr | Actual |
| 2020 | $46.40/hr | Actual |
| 2021 | $44.26/hr | Actual |
| 2022 | $47.64/hr | Actual |
| 2023 | $50.15/hr | Actual |
| 2024 | $49.31/hr | Actual |
| 2025 | $54.33/hr | Actual |
| 2026(current) | $56.07/hr | Estimated |
| 2027 | $57.86/hr | Projected |
Based on 7 years of BLS OEWS metropolitan area data, the median hourly rate for actuaries in Cape Girardeau grew 20.0% from $45.28/hr (2019) to $54.33/hr (2025). At a 3.20% projected growth rate, hourly pay is expected to reach $57.86/hr by 2027. Part-time and per-diem actuaries can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Cape Girardeau metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Actuary in Cape Girardeau
Calculating potential earnings reveals intriguing dynamics for part-time actuaries in Cape Girardeau. A typical full-time actuary may earn a stable salary, while those working just 24 hours a week could face a substantial income shift, bringing in around $70,000 annually. In terms of per-diem or agency work, which is less common among entry-level positions, the more experienced Fellows of the Society of Actuaries (FSA) can command impressive rates ranging from $250 to $500 per hour for consulting engagements or even higher for expert witness testimony. Different employer types influence hourly rates greatly; roles in insurance firms or consulting companies may offer varying pay structures and benefits, making negotiation skills essential for actuaries. Those considering positions offering lower hourly rates may accept less pay for added health benefits, while those in fast-paced consultancy settings can see a substantial increase in their actuation hourly rate throughout their careers.
More salary data for Cape Girardeau, MO:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for actuaries in Cape Girardeau. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Cape Girardeau is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov