Actuary Pay

Cape Girardeau vs Kansas City: Actuary Salary (2026)

Compare actuary salaries between Cape Girardeau, MO and Kansas City, MO. All figures are 2026 estimates projected from BLS 2025 data.

Cape Girardeau, MO
$116,615
$56.07/hr
Kansas City, MO
$135,894
$65.34/hr

Side-by-Side Comparison

MetricCape Girardeau, MOKansas City, MO
Median Salary$116,615$135,894
Hourly Rate$56.07$65.34
Entry Level (P10)$77,438$82,374
25th Percentile$91,974$95,862
75th Percentile$148,754$180,910
Top Earner (P90)$180,753$214,254
Total Employed6180
Side-by-side bar chart comparing Cape Girardeau ($116,615) and Kansas City ($135,894) actuary salaries.Cape GirardeauKansas CityMedian Salary$116,615$135,894Entry Level (P10)$77,438$82,374Top Earner (P90)$180,753$214,254US Median $134,160

Verdict

Kansas City, MO offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Cape Girardeau.

The salary gap between Cape Girardeau and Kansas City is $19,279 (16.53%). Kansas City's median is +1.29% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Cape Girardeau spans $103,315,Kansas City spans $131,880. Kansas City has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Cape Girardeau
P10 (Entry)$77,438
P25$91,974
Median$116,615
P75$148,754
P90 (Top)$180,753
Kansas City
P10 (Entry)$82,374
P25$95,862
Median$135,894
P75$180,910
P90 (Top)$214,254

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Kansas City ($146,844 effective) pays 12.83% more than Cape Girardeau ($130,151 effective).

Cape Girardeau
Nominal: $116,615
CoL Index: 89.6
Adjusted: $130,151
Kansas City
Nominal: $135,894
CoL Index: 92.543
Adjusted: $146,844

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Cape Girardeau if…

  • You prefer the Missouri area and lifestyle

Choose Kansas City if…

  • Higher median salary ($135,894/year)
  • Better top-earner potential ($214,254)
  • Larger job market (180 employed)
  • Better purchasing power (CoL-adjusted: $146,844)
  • You prefer the Missouri area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Cape Girardeau grew 10.2% from 2024 to 2025, compared to 30.6% growth in Kansas City over the same period.

Cape Girardeau, MO

+10.2%

$102,568 (2024) → $112,999 (2025)

Kansas City, MO

+30.6%

$100,810 (2019) → $131,680 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Cape Girardeau or Kansas City?

Kansas City has a higher median actuary salary at $135,894/year, compared to Cape Girardeau at $116,615/year — a difference of $19,279 (16.53%).

What is the hourly rate difference between Cape Girardeau and Kansas City?

Cape Girardeau actuarys earn $56.07/hr while Kansas City hygienists earn $65.34/hr (2026 est.).

Should I relocate from Cape Girardeau to Kansas City as a actuary?

Consider more than just salary when comparing Cape Girardeau and Kansas City. Factor in cost of living (CoL-adjusted: Cape Girardeau = $130,151, Kansas City = $146,844), job availability (6 vs 180 employed), commute, and career growth potential.

What do entry-level actuarys earn in Cape Girardeau vs Kansas City?

Entry-level (10th percentile) actuarys earn $77,438 in Cape Girardeau and $82,374 in Kansas City. The Kansas City area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov