Entry-Level Actuary Salary in Everett, WA: $84,923 (2026)
Quick Answer:New actuaries entering the Everett, WA job market in 2026 can expect a starting salary around $84,923 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Everett's local price level (BEA RPP 107.4 — 7% above national), a first-year paycheck buys what $79,072 would in average-cost America. Most reach the city median ($146,419) within a few years of clinical practice.
Based on BLS state-level estimates · View source
Entering the actuarial field in Everett, WA, offers promising financial prospects for recent graduates. The starting actuary salary in Everett for 2026 is projected to be around $84,923, which is quite competitive when matched against the city median salary of $146,419. This indicates a significant growth trajectory, as entry-level professionals can expect their earnings to increase as they gain experience and achieve additional credentials. In the first few years of employment, new actuaries can anticipate moving from the P10 range to the P25, ultimately reaching the median salary level over 3 to 5 years. Currently, Everett appears to be a favorable market for new graduates looking to launch their careers in this field, with robust prospects for salary advancement.
About the Everett Market
Salary estimated from Washington average ($132,000) adjusted for local cost of living.
Career Earnings Timeline in Everett
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Everett
Entry-level actuarys in Everett, WA typically start between $84,923 and $105,422 per year (2026 est.). The full salary range spans $142,026 from the 10th to 90th percentile, with the local median at $146,419 — 9.14% above the national median.
Return on Investment
The average actuarial science program cost in Washington of $60,000 represents just 70.65% of the starting actuary pay ($84,923/year) in Everett. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Everett
- 1Research the Everett market: entry-level actuary pay ranges from $84,923 to $105,422, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in WA often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Everett, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Everett for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Everett's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Everett is $142,026 ( 167.24%) between entry-level and top earners. Starting at $84,923, experienced hygienists can earn up to $226,949.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$67,931
2025 BLS Actual
$82,290
2026 Current Est.
$84,923
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Everett (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $67,931 | Actual |
| 2020 | $69,156 | Actual |
| 2021 | $66,255 | Actual |
| 2022 | $75,158 | Actual |
| 2023 | $78,949 | Actual |
| 2024 | $83,556 | Actual |
| 2025 | $82,290 | Actual |
| 2026(current) | $84,923 | Estimated |
| 2027 | $87,641 | Projected |
Entry-level actuary compensation (10th percentile) in Everett, WA grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $67,931 in 2019 to $82,290 in 2025. By 2027, starting salaries are projected to reach $87,641. New graduates entering the Everett job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Everett metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Everett
A variety of employers in Everett actively seek to recruit newcomers to the actuarial profession, particularly large life insurance companies such as Prudential, MetLife, and Northwestern Mutual. These firms often provide structured support for early-career professionals through exam study time and mentorship programs. Health insurance companies also hire entry-level actuaries, while consulting firms like Milliman, Mercer, Aon, and WTW offer competitive starting salaries for analysts who have obtained credentials such as the ASA. A strong educational foundation is crucial; candidates with degrees in math, statistics, actuarial science, or finance, along with completed actuarial exams and VEE credits, can expect to boost their initial compensation. Moreover, salary growth hinges significantly on exam progression, as passing each exam can yield increases of $3,000 to $8,000 in base pay. As employees gain more advanced qualifications, such as achieving FSA or FCAS status, they can further elevate their earning potential within this local market.
More salary data for Everett, WA:
Frequently Asked Questions
What is the starting salary for actuaries in Everett in 2026?
How fast do actuary salaries grow in Everett?
Is actuarial science school worth it in Everett?
What do new actuaries make right out of school in Everett?
How do I become a actuary in Washington?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Washington
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Everett. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Everett is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov