Actuary Pay

Warwick vs Westerly: Actuary Salary (2026)

Compare actuary salaries between Warwick, RI and Westerly, RI. All figures are 2026 estimates projected from BLS 2025 data.

Warwick, RI
$113,726
$54.68/hr
Westerly, RI
$125,914
$60.54/hr

Side-by-Side Comparison

MetricWarwick, RIWesterly, RI
Median Salary$113,726$125,914
Hourly Rate$54.68$60.54
Entry Level (P10)$67,825$85,270
25th Percentile$84,268$99,846
75th Percentile$145,570$157,187
Top Earner (P90)$176,276$195,168
Total Employed165
Side-by-side bar chart comparing Warwick ($113,726) and Westerly ($125,914) actuary salaries.WarwickWesterlyMedian Salary$113,726$125,914Entry Level (P10)$67,825$85,270Top Earner (P90)$176,276$195,168US Median $134,160

Verdict

Westerly, RI offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Warwick.

The salary gap between Warwick and Westerly is $12,188 (10.72%). Westerly's median is -6.15% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Warwick spans $108,451,Westerly spans $109,898. Westerly has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Warwick
P10 (Entry)$67,825
P25$84,268
Median$113,726
P75$145,570
P90 (Top)$176,276
Westerly
P10 (Entry)$85,270
P25$99,846
Median$125,914
P75$157,187
P90 (Top)$195,168

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Westerly ($125,288 effective) pays 10.72% more than Warwick ($113,160 effective).

Warwick
Nominal: $113,726
CoL Index: 100.5
Adjusted: $113,160
Westerly
Nominal: $125,914
CoL Index: 100.5
Adjusted: $125,288

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Warwick if…

  • Larger job market (16 employed)
  • You prefer the Rhode Island area and lifestyle

Choose Westerly if…

  • Higher median salary ($125,914/year)
  • Better top-earner potential ($195,168)
  • Better purchasing power (CoL-adjusted: $125,288)
  • You prefer the Rhode Island area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Warwick grew -9.5% from 2024 to 2025, compared to 8.3% growth in Westerly over the same period.

Warwick, RI

+-9.5%

$121,815 (2024) → $110,200 (2025)

Westerly, RI

+8.3%

$112,625 (2024) → $122,010 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Warwick or Westerly?

Westerly has a higher median actuary salary at $125,914/year, compared to Warwick at $113,726/year — a difference of $12,188 (10.72%).

What is the hourly rate difference between Warwick and Westerly?

Warwick actuarys earn $54.68/hr while Westerly hygienists earn $60.54/hr (2026 est.).

Should I relocate from Warwick to Westerly as a actuary?

Consider more than just salary when comparing Warwick and Westerly. Factor in cost of living (CoL-adjusted: Warwick = $113,160, Westerly = $125,288), job availability (16 vs 5 employed), commute, and career growth potential.

What do entry-level actuarys earn in Warwick vs Westerly?

Entry-level (10th percentile) actuarys earn $67,825 in Warwick and $85,270 in Westerly. The Westerly area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov