Actuary Pay

San Jose vs Yuba City: Actuary Salary (2026)

Compare actuary salaries between San Jose, CA and Yuba City, CA. All figures are 2026 estimates projected from BLS 2025 data.

San Jose, CA
$135,233
$65.02/hr
Yuba City, CA
$129,082
$62.05/hr

Side-by-Side Comparison

MetricSan Jose, CAYuba City, CA
Median Salary$135,233$129,082
Hourly Rate$65.02$62.05
Entry Level (P10)$89,443$74,867
25th Percentile$104,975$100,602
75th Percentile$224,924$165,224
Top Earner (P90)$268,165$200,076
Total Employed12010
Side-by-side bar chart comparing San Jose ($135,233) and Yuba City ($129,082) actuary salaries.San JoseYuba CityMedian Salary$135,233$129,082Entry Level (P10)$89,443$74,867Top Earner (P90)$268,165$200,076US Median $134,160

Verdict

San Jose, CA offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Yuba City.

The salary gap between San Jose and Yuba City is $6,151 (4.77%). San Jose's median is +0.80% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in San Jose spans $178,722,Yuba City spans $125,209. San Jose has a wider pay range, meaning more potential for high earners but also more variation.

San Jose
P10 (Entry)$89,443
P25$104,975
Median$135,233
P75$224,924
P90 (Top)$268,165
Yuba City
P10 (Entry)$74,867
P25$100,602
Median$129,082
P75$165,224
P90 (Top)$200,076

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, San Jose ($122,468 effective) pays 7.31% more than Yuba City ($114,131 effective).

San Jose
Nominal: $135,233
CoL Index: 110.423
Adjusted: $122,468
Yuba City
Nominal: $129,082
CoL Index: 113.1
Adjusted: $114,131

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose San Jose if…

  • Higher median salary ($135,233/year)
  • Better top-earner potential ($268,165)
  • Larger job market (120 employed)
  • Better purchasing power (CoL-adjusted: $122,468)
  • You prefer the California area and lifestyle

Choose Yuba City if…

  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in San Jose grew 14.2% from 2020 to 2025, compared to -24.7% growth in Yuba City over the same period.

San Jose, CA

+14.2%

$114,700 (2020) → $131,040 (2025)

Yuba City, CA

+-24.7%

$166,092 (2024) → $125,079 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: San Jose or Yuba City?

San Jose has a higher median actuary salary at $135,233/year, compared to Yuba City at $129,082/year — a difference of $6,151 (4.77%).

What is the hourly rate difference between San Jose and Yuba City?

San Jose actuarys earn $65.02/hr while Yuba City hygienists earn $62.05/hr (2026 est.).

Should I relocate from San Jose to Yuba City as a actuary?

Consider more than just salary when comparing San Jose and Yuba City. Factor in cost of living (CoL-adjusted: San Jose = $122,468, Yuba City = $114,131), job availability (120 vs 10 employed), commute, and career growth potential.

What do entry-level actuarys earn in San Jose vs Yuba City?

Entry-level (10th percentile) actuarys earn $89,443 in San Jose and $74,867 in Yuba City. The San Jose area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov