Actuary Pay

San Jose vs Visalia: Actuary Salary (2026)

Compare actuary salaries between San Jose, CA and Visalia, CA. All figures are 2026 estimates projected from BLS 2025 data.

San Jose, CA
$135,233
$65.02/hr
Visalia, CA
$131,300
$63.13/hr

Side-by-Side Comparison

MetricSan Jose, CAVisalia, CA
Median Salary$135,233$131,300
Hourly Rate$65.02$63.13
Entry Level (P10)$89,443$76,154
25th Percentile$104,975$100,868
75th Percentile$224,924$168,064
Top Earner (P90)$268,165$203,516
Total Employed12035
Side-by-side bar chart comparing San Jose ($135,233) and Visalia ($131,300) actuary salaries.San JoseVisaliaMedian Salary$135,233$131,300Entry Level (P10)$89,443$76,154Top Earner (P90)$268,165$203,516US Median $134,160

Verdict

San Jose, CA offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Visalia.

The salary gap between San Jose and Visalia is $3,933 (3.00%). San Jose's median is +0.80% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in San Jose spans $178,722,Visalia spans $127,362. San Jose has a wider pay range, meaning more potential for high earners but also more variation.

San Jose
P10 (Entry)$89,443
P25$104,975
Median$135,233
P75$224,924
P90 (Top)$268,165
Visalia
P10 (Entry)$76,154
P25$100,868
Median$131,300
P75$168,064
P90 (Top)$203,516

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, San Jose ($122,468 effective) pays 5.49% more than Visalia ($116,092 effective).

San Jose
Nominal: $135,233
CoL Index: 110.423
Adjusted: $122,468
Visalia
Nominal: $131,300
CoL Index: 113.1
Adjusted: $116,092

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose San Jose if…

  • Higher median salary ($135,233/year)
  • Better top-earner potential ($268,165)
  • Larger job market (120 employed)
  • Better purchasing power (CoL-adjusted: $122,468)
  • You prefer the California area and lifestyle

Choose Visalia if…

  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in San Jose grew 14.2% from 2020 to 2025, compared to -24.7% growth in Visalia over the same period.

San Jose, CA

+14.2%

$114,700 (2020) → $131,040 (2025)

Visalia, CA

+-24.7%

$168,947 (2024) → $127,229 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: San Jose or Visalia?

San Jose has a higher median actuary salary at $135,233/year, compared to Visalia at $131,300/year — a difference of $3,933 (3.00%).

What is the hourly rate difference between San Jose and Visalia?

San Jose actuarys earn $65.02/hr while Visalia hygienists earn $63.13/hr (2026 est.).

Should I relocate from San Jose to Visalia as a actuary?

Consider more than just salary when comparing San Jose and Visalia. Factor in cost of living (CoL-adjusted: San Jose = $122,468, Visalia = $116,092), job availability (120 vs 35 employed), commute, and career growth potential.

What do entry-level actuarys earn in San Jose vs Visalia?

Entry-level (10th percentile) actuarys earn $89,443 in San Jose and $76,154 in Visalia. The San Jose area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov