Actuary Pay

San Jose vs Temecula: Actuary Salary (2026)

Compare actuary salaries between San Jose, CA and Temecula, CA. All figures are 2026 estimates projected from BLS 2025 data.

San Jose, CA
$135,233
$65.02/hr
Temecula, CA
$133,003
$63.94/hr

Side-by-Side Comparison

MetricSan Jose, CATemecula, CA
Median Salary$135,233$133,003
Hourly Rate$65.02$63.94
Entry Level (P10)$89,443$77,142
25th Percentile$104,975$101,335
75th Percentile$224,924$170,244
Top Earner (P90)$268,165$206,154
Total Employed12025
Side-by-side bar chart comparing San Jose ($135,233) and Temecula ($133,003) actuary salaries.San JoseTemeculaMedian Salary$135,233$133,003Entry Level (P10)$89,443$77,142Top Earner (P90)$268,165$206,154US Median $134,160

Verdict

San Jose, CA offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Temecula.

The salary gap between San Jose and Temecula is $2,230 (1.68%). San Jose's median is +0.80% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in San Jose spans $178,722,Temecula spans $129,012. San Jose has a wider pay range, meaning more potential for high earners but also more variation.

San Jose
P10 (Entry)$89,443
P25$104,975
Median$135,233
P75$224,924
P90 (Top)$268,165
Temecula
P10 (Entry)$77,142
P25$101,335
Median$133,003
P75$170,244
P90 (Top)$206,154

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, San Jose ($122,468 effective) pays 4.14% more than Temecula ($117,598 effective).

San Jose
Nominal: $135,233
CoL Index: 110.423
Adjusted: $122,468
Temecula
Nominal: $133,003
CoL Index: 113.1
Adjusted: $117,598

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose San Jose if…

  • Higher median salary ($135,233/year)
  • Better top-earner potential ($268,165)
  • Larger job market (120 employed)
  • Better purchasing power (CoL-adjusted: $122,468)
  • You prefer the California area and lifestyle

Choose Temecula if…

  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in San Jose grew 14.2% from 2020 to 2025, compared to -24.7% growth in Temecula over the same period.

San Jose, CA

+14.2%

$114,700 (2020) → $131,040 (2025)

Temecula, CA

+-24.7%

$171,138 (2024) → $128,879 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: San Jose or Temecula?

San Jose has a higher median actuary salary at $135,233/year, compared to Temecula at $133,003/year — a difference of $2,230 (1.68%).

What is the hourly rate difference between San Jose and Temecula?

San Jose actuarys earn $65.02/hr while Temecula hygienists earn $63.94/hr (2026 est.).

Should I relocate from San Jose to Temecula as a actuary?

Consider more than just salary when comparing San Jose and Temecula. Factor in cost of living (CoL-adjusted: San Jose = $122,468, Temecula = $117,598), job availability (120 vs 25 employed), commute, and career growth potential.

What do entry-level actuarys earn in San Jose vs Temecula?

Entry-level (10th percentile) actuarys earn $89,443 in San Jose and $77,142 in Temecula. The San Jose area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov