Actuary Pay

San Jose vs Santa Clarita: Actuary Salary (2026)

Compare actuary salaries between San Jose, CA and Santa Clarita, CA. All figures are 2026 estimates projected from BLS 2025 data.

San Jose, CA
$135,233
$65.02/hr
Santa Clarita, CA
$132,914
$63.90/hr

Side-by-Side Comparison

MetricSan Jose, CASanta Clarita, CA
Median Salary$135,233$132,914
Hourly Rate$65.02$63.90
Entry Level (P10)$89,443$79,884
25th Percentile$104,975$99,487
75th Percentile$224,924$170,130
Top Earner (P90)$268,165$206,017
Total Employed12041
Side-by-side bar chart comparing San Jose ($135,233) and Santa Clarita ($132,914) actuary salaries.San JoseSanta ClaritaMedian Salary$135,233$132,914Entry Level (P10)$89,443$79,884Top Earner (P90)$268,165$206,017US Median $134,160

Verdict

San Jose, CA offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Santa Clarita.

The salary gap between San Jose and Santa Clarita is $2,319 (1.74%). San Jose's median is +0.80% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in San Jose spans $178,722,Santa Clarita spans $126,133. San Jose has a wider pay range, meaning more potential for high earners but also more variation.

San Jose
P10 (Entry)$89,443
P25$104,975
Median$135,233
P75$224,924
P90 (Top)$268,165
Santa Clarita
P10 (Entry)$79,884
P25$99,487
Median$132,914
P75$170,130
P90 (Top)$206,017

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, San Jose ($122,468 effective) pays 4.21% more than Santa Clarita ($117,519 effective).

San Jose
Nominal: $135,233
CoL Index: 110.423
Adjusted: $122,468
Santa Clarita
Nominal: $132,914
CoL Index: 113.1
Adjusted: $117,519

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose San Jose if…

  • Higher median salary ($135,233/year)
  • Better top-earner potential ($268,165)
  • Larger job market (120 employed)
  • Better purchasing power (CoL-adjusted: $122,468)
  • You prefer the California area and lifestyle

Choose Santa Clarita if…

  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in San Jose grew 14.2% from 2020 to 2025, compared to -24.7% growth in Santa Clarita over the same period.

San Jose, CA

+14.2%

$114,700 (2020) → $131,040 (2025)

Santa Clarita, CA

+-24.7%

$171,023 (2024) → $128,793 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: San Jose or Santa Clarita?

San Jose has a higher median actuary salary at $135,233/year, compared to Santa Clarita at $132,914/year — a difference of $2,319 (1.74%).

What is the hourly rate difference between San Jose and Santa Clarita?

San Jose actuarys earn $65.02/hr while Santa Clarita hygienists earn $63.90/hr (2026 est.).

Should I relocate from San Jose to Santa Clarita as a actuary?

Consider more than just salary when comparing San Jose and Santa Clarita. Factor in cost of living (CoL-adjusted: San Jose = $122,468, Santa Clarita = $117,519), job availability (120 vs 41 employed), commute, and career growth potential.

What do entry-level actuarys earn in San Jose vs Santa Clarita?

Entry-level (10th percentile) actuarys earn $89,443 in San Jose and $79,884 in Santa Clarita. The San Jose area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov