Actuary Pay

San Francisco vs Yucaipa: Actuary Salary (2026)

Compare actuary salaries between San Francisco, CA and Yucaipa, CA. All figures are 2026 estimates projected from BLS 2025 data.

San Francisco, CA
$180,941
$86.99/hr
Yucaipa, CA
$129,143
$62.09/hr

Side-by-Side Comparison

MetricSan Francisco, CAYucaipa, CA
Median Salary$180,941$129,143
Hourly Rate$86.99$62.09
Entry Level (P10)$96,874$74,904
25th Percentile$126,337$100,724
75th Percentile$221,116$165,304
Top Earner (P90)$239,651$200,172
Total Employed22014
Side-by-side bar chart comparing San Francisco ($180,941) and Yucaipa ($129,143) actuary salaries.San FranciscoYucaipaMedian Salary$180,941$129,143Entry Level (P10)$96,874$74,904Top Earner (P90)$239,651$200,172US Median $134,160

Verdict

San Francisco, CA offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Yucaipa.

The salary gap between San Francisco and Yucaipa is $51,798 (40.11%). San Francisco's median is +34.87% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in San Francisco spans $142,777,Yucaipa spans $125,268. San Francisco has a wider pay range, meaning more potential for high earners but also more variation.

San Francisco
P10 (Entry)$96,874
P25$126,337
Median$180,941
P75$221,116
P90 (Top)$239,651
Yucaipa
P10 (Entry)$74,904
P25$100,724
Median$129,143
P75$165,304
P90 (Top)$200,172

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, San Francisco ($156,506 effective) pays 37.06% more than Yucaipa ($114,185 effective).

San Francisco
Nominal: $180,941
CoL Index: 115.613
Adjusted: $156,506
Yucaipa
Nominal: $129,143
CoL Index: 113.1
Adjusted: $114,185

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose San Francisco if…

  • Higher median salary ($180,941/year)
  • Better top-earner potential ($239,651)
  • Larger job market (220 employed)
  • Better purchasing power (CoL-adjusted: $156,506)
  • You prefer the California area and lifestyle

Choose Yucaipa if…

  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in San Francisco grew 61.6% from 2019 to 2025, compared to -24.7% growth in Yucaipa over the same period.

San Francisco, CA

+61.6%

$108,520 (2019) → $175,330 (2025)

Yucaipa, CA

+-24.7%

$166,171 (2024) → $125,139 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: San Francisco or Yucaipa?

San Francisco has a higher median actuary salary at $180,941/year, compared to Yucaipa at $129,143/year — a difference of $51,798 (40.11%).

What is the hourly rate difference between San Francisco and Yucaipa?

San Francisco actuarys earn $86.99/hr while Yucaipa hygienists earn $62.09/hr (2026 est.).

Should I relocate from San Francisco to Yucaipa as a actuary?

Consider more than just salary when comparing San Francisco and Yucaipa. Factor in cost of living (CoL-adjusted: San Francisco = $156,506, Yucaipa = $114,185), job availability (220 vs 14 employed), commute, and career growth potential.

What do entry-level actuarys earn in San Francisco vs Yucaipa?

Entry-level (10th percentile) actuarys earn $96,874 in San Francisco and $74,904 in Yucaipa. The San Francisco area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov