Actuary Pay

Rancho Cordova vs San Jose: Actuary Salary (2026)

Compare actuary salaries between Rancho Cordova, CA and San Jose, CA. All figures are 2026 estimates projected from BLS 2025 data.

Rancho Cordova, CA
$129,020
$62.03/hr
San Jose, CA
$135,233
$65.02/hr

Side-by-Side Comparison

MetricRancho Cordova, CASan Jose, CA
Median Salary$129,020$135,233
Hourly Rate$62.03$65.02
Entry Level (P10)$74,831$89,443
25th Percentile$100,480$104,975
75th Percentile$165,145$224,924
Top Earner (P90)$199,980$268,165
Total Employed20120
Side-by-side bar chart comparing Rancho Cordova ($129,020) and San Jose ($135,233) actuary salaries.Rancho CordovaSan JoseMedian Salary$129,020$135,233Entry Level (P10)$74,831$89,443Top Earner (P90)$199,980$268,165US Median $134,160

Verdict

San Jose, CA offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Rancho Cordova.

The salary gap between Rancho Cordova and San Jose is $6,213 (4.82%). San Jose's median is +0.80% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Rancho Cordova spans $125,149,San Jose spans $178,722. San Jose has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Rancho Cordova
P10 (Entry)$74,831
P25$100,480
Median$129,020
P75$165,145
P90 (Top)$199,980
San Jose
P10 (Entry)$89,443
P25$104,975
Median$135,233
P75$224,924
P90 (Top)$268,165

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, San Jose ($122,468 effective) pays 7.36% more than Rancho Cordova ($114,076 effective).

Rancho Cordova
Nominal: $129,020
CoL Index: 113.1
Adjusted: $114,076
San Jose
Nominal: $135,233
CoL Index: 110.423
Adjusted: $122,468

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Rancho Cordova if…

  • You prefer the California area and lifestyle

Choose San Jose if…

  • Higher median salary ($135,233/year)
  • Better top-earner potential ($268,165)
  • Larger job market (120 employed)
  • Better purchasing power (CoL-adjusted: $122,468)
  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Rancho Cordova grew -24.7% from 2024 to 2025, compared to 14.2% growth in San Jose over the same period.

Rancho Cordova, CA

+-24.7%

$166,012 (2024) → $125,019 (2025)

San Jose, CA

+14.2%

$114,700 (2020) → $131,040 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Rancho Cordova or San Jose?

San Jose has a higher median actuary salary at $135,233/year, compared to Rancho Cordova at $129,020/year — a difference of $6,213 (4.82%).

What is the hourly rate difference between Rancho Cordova and San Jose?

Rancho Cordova actuarys earn $62.03/hr while San Jose hygienists earn $65.02/hr (2026 est.).

Should I relocate from Rancho Cordova to San Jose as a actuary?

Consider more than just salary when comparing Rancho Cordova and San Jose. Factor in cost of living (CoL-adjusted: Rancho Cordova = $114,076, San Jose = $122,468), job availability (20 vs 120 employed), commute, and career growth potential.

What do entry-level actuarys earn in Rancho Cordova vs San Jose?

Entry-level (10th percentile) actuarys earn $74,831 in Rancho Cordova and $89,443 in San Jose. The San Jose area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov