Actuary Pay

Rancho Cordova vs San Francisco: Actuary Salary (2026)

Compare actuary salaries between Rancho Cordova, CA and San Francisco, CA. All figures are 2026 estimates projected from BLS 2025 data.

Rancho Cordova, CA
$129,020
$62.03/hr
San Francisco, CA
$180,941
$86.99/hr

Side-by-Side Comparison

MetricRancho Cordova, CASan Francisco, CA
Median Salary$129,020$180,941
Hourly Rate$62.03$86.99
Entry Level (P10)$74,831$96,874
25th Percentile$100,480$126,337
75th Percentile$165,145$221,116
Top Earner (P90)$199,980$239,651
Total Employed20220
Side-by-side bar chart comparing Rancho Cordova ($129,020) and San Francisco ($180,941) actuary salaries.Rancho CordovaSan FranciscoMedian Salary$129,020$180,941Entry Level (P10)$74,831$96,874Top Earner (P90)$199,980$239,651US Median $134,160

Verdict

San Francisco, CA offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Rancho Cordova.

The salary gap between Rancho Cordova and San Francisco is $51,921 (40.24%). San Francisco's median is +34.87% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Rancho Cordova spans $125,149,San Francisco spans $142,777. San Francisco has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Rancho Cordova
P10 (Entry)$74,831
P25$100,480
Median$129,020
P75$165,145
P90 (Top)$199,980
San Francisco
P10 (Entry)$96,874
P25$126,337
Median$180,941
P75$221,116
P90 (Top)$239,651

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, San Francisco ($156,506 effective) pays 37.19% more than Rancho Cordova ($114,076 effective).

Rancho Cordova
Nominal: $129,020
CoL Index: 113.1
Adjusted: $114,076
San Francisco
Nominal: $180,941
CoL Index: 115.613
Adjusted: $156,506

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Rancho Cordova if…

  • You prefer the California area and lifestyle

Choose San Francisco if…

  • Higher median salary ($180,941/year)
  • Better top-earner potential ($239,651)
  • Larger job market (220 employed)
  • Better purchasing power (CoL-adjusted: $156,506)
  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Rancho Cordova grew -24.7% from 2024 to 2025, compared to 61.6% growth in San Francisco over the same period.

Rancho Cordova, CA

+-24.7%

$166,012 (2024) → $125,019 (2025)

San Francisco, CA

+61.6%

$108,520 (2019) → $175,330 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Rancho Cordova or San Francisco?

San Francisco has a higher median actuary salary at $180,941/year, compared to Rancho Cordova at $129,020/year — a difference of $51,921 (40.24%).

What is the hourly rate difference between Rancho Cordova and San Francisco?

Rancho Cordova actuarys earn $62.03/hr while San Francisco hygienists earn $86.99/hr (2026 est.).

Should I relocate from Rancho Cordova to San Francisco as a actuary?

Consider more than just salary when comparing Rancho Cordova and San Francisco. Factor in cost of living (CoL-adjusted: Rancho Cordova = $114,076, San Francisco = $156,506), job availability (20 vs 220 employed), commute, and career growth potential.

What do entry-level actuarys earn in Rancho Cordova vs San Francisco?

Entry-level (10th percentile) actuarys earn $74,831 in Rancho Cordova and $96,874 in San Francisco. The San Francisco area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov