Newport Beach vs San Francisco: Actuary Salary (2026)
Compare actuary salaries between Newport Beach, CA and San Francisco, CA. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Newport Beach, CA | San Francisco, CA |
|---|---|---|
| Median Salary | $127,258 | $180,941▲ |
| Hourly Rate | $61.18 | $86.99▲ |
| Entry Level (P10) | $80,048 | $96,874▲ |
| 25th Percentile | $97,018 | $126,337▲ |
| 75th Percentile | $162,890 | $221,116▲ |
| Top Earner (P90) | $197,250 | $239,651▲ |
| Total Employed | 12 | 220▲ |
Verdict
San Francisco, CA offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Newport Beach.
The salary gap between Newport Beach and San Francisco is $53,683 (42.18%). San Francisco's median is +34.87% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Newport Beach spans $117,202,San Francisco spans $142,777. San Francisco has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, San Francisco ($156,506 effective) pays 39.09% more than Newport Beach ($112,518 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Newport Beach if…
- ✓You prefer the California area and lifestyle
Choose San Francisco if…
- ✓Higher median salary ($180,941/year)
- ✓Better top-earner potential ($239,651)
- ✓Larger job market (220 employed)
- ✓Better purchasing power (CoL-adjusted: $156,506)
- ✓You prefer the California area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Newport Beach grew -24.7% from 2024 to 2025, compared to 61.6% growth in San Francisco over the same period.
Newport Beach, CA
$163,745 (2024) → $123,312 (2025)
San Francisco, CA
$108,520 (2019) → $175,330 (2025)
View Full Salary Data
Newport Beach, CA
San Francisco, CA
Frequently Asked Questions
Which city pays actuarys more: Newport Beach or San Francisco?
What is the hourly rate difference between Newport Beach and San Francisco?
Should I relocate from Newport Beach to San Francisco as a actuary?
What do entry-level actuarys earn in Newport Beach vs San Francisco?
Related Comparisons
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov